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Perception of risks associated with artificial intelligence (AI) in the fintech sector in 2024

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Release date

June 2025

Region

Worldwide

Survey time period

September 17 to December 31, 2024

Number of respondents

717 respondents

Age group

18 years and older

Special properties

Fintech firms

Method of interview

Online survey

Supplementary notes

The survey sample comprises 717 data points collected from fintech firms operating across multiple jurisdictions, as a single firm may have subsidiaries in different regions. In total, 240 fintech companies were surveyed across six key retail-facing business verticals - digital lending, digital capital raising, digital payments, digital banking and savings, insurtech, and wealthtech - and six geographic regions: Asia-Pacific, Europe, Latin America and the Caribbean, Middle East and North Africa, the U.S. and Canada, and Sub-Saharan Africa.

Citation formats

AI risks in fintech worldwide 2024

Published by ÌÇÐÄÆƽâ°æ Research Department, Jul 3, 2025

In 2024, several critical risks were associated with AI implementation in the fintech sector, with data breaches and privacy concerns, deepfakes, and cyberattacks identified as high-risk areas. Data breaches and security were particularly prominent, with ** percent of surveyed fintechs rating them at least as a moderate risk. This issue also stood out as the most significant AI-related challenge in banking that year. AI-generated deepfakes were viewed as equally concerning, with over ** percent of fintechs considering them a high risk.

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Statistics on " Artificial intelligence (AI) in finance "

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Overview

5

Investment and spending

8

Impact

8

Use cases

8

Attitudes and challenges

6

Adoption

6

AI in fintech

5

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Topics

FintechBanking in the U.S.Crypto marketBlockchainFintech in Europe
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