As of early 2026, nearly half of fintechs (** percent) reported annual AI spending below 10,000 dollars, with a further ** percent in the 10,000 to 100,000 dollar range. Only ** percent exceeded * dollars annually. These figures should be read in the context of the sample composition: over ** percent of fintech respondents had fewer than *** employees, meaning the concentration of spending at lower brackets likely reflects the smaller average size of fintechs surveyed rather than a lack of AI investment appetite per se.
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Cambridge Judge Business School. (April 28, 2026). Annual artificial intelligence (AI) expenditure in fintech worldwide in 2026 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 21, 2026, from /statistics/1661223/annual-ai-spend-fintech-worldwide/
Cambridge Judge Business School. "Annual artificial intelligence (AI) expenditure in fintech worldwide in 2026." Chart. April 28, 2026. ÌÇÐÄÆƽâ°æ. Accessed July 21, 2026. /statistics/1661223/annual-ai-spend-fintech-worldwide/
Cambridge Judge Business School. (2026). Annual artificial intelligence (AI) expenditure in fintech worldwide in 2026. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 21, 2026. /statistics/1661223/annual-ai-spend-fintech-worldwide/
Cambridge Judge Business School. "Annual Artificial Intelligence (Ai) Expenditure in Fintech Worldwide in 2026." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 28 Apr 2026, /statistics/1661223/annual-ai-spend-fintech-worldwide/
Cambridge Judge Business School, Annual artificial intelligence (AI) expenditure in fintech worldwide in 2026 ÌÇÐÄÆƽâ°æ, /statistics/1661223/annual-ai-spend-fintech-worldwide/ (last visited July 21, 2026)
Annual artificial intelligence (AI) expenditure in fintech worldwide in 2026 [Graph], Cambridge Judge Business School, April 28, 2026. [Online]. Available: /statistics/1661223/annual-ai-spend-fintech-worldwide/
