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Most impactful technology trends for banks in the United States from 2024 to 2026

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Sources

Release date

January 2026

Region

United States

Survey time period

October 2025

Number of respondents

252 bankers at manager level or above

Supplementary notes

Figures for 2024 and 2025 were collected from the previous publication by the source. 

The exact wording of the original survey question is not fully disclosed, and the list of response options may have varied across survey years. Certain trends, such as digital assets, were not included in every edition of the survey, which may affect direct year-over-year comparability.

Citation formats

Main technology trends in the U.S. banking industry 2024-2026

Published by K. Scholle, Feb 12, 2026

Artificial intelligence (AI) remained the leading technology trend in U.S. banking, with ** percent of respondents citing its transformative impact. This represented a notable increase compared with previous years. Digital assets ranked second at ** percent, followed by digital transformation at ** percent, underscoring AI’s widening lead over other strategic priorities.

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Statistics on " Banking in the United States "

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Topics

Artificial intelligence (AI) in financeInvestment bankingLargest banks in the UKEuropean Central BankMobile banking in the U.S.
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