This statistic is based on the annual EU survey on the use of Information and Communication Technologies in households and individuals. Data are collected on a yearly basis by the National Statistical Institutes and are based on Eurostat's annual model questionnaire.Â
Data refers to the share of individuals who used the internet for internet banking within the last three months before the survey. Internet banking includes electronic transactions with a bank for payment and similar activities, or for looking up account information.Â
*Estimated by the source.
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Online banking penetration in the EU 2007-2025, by gender
Males in the European Union (EU) consistently show higher usage of online banking services compared to females. From 2007 to 2025, online banking penetration remained higher among males, though the gender gap has narrowed in recent years. In 2025, online banking penetration reached percent among males and percent among females, representing a difference of approximately **** percentage points. This gap has significantly decreased since 2007, when it exceeded five percentage points.
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Eurostat. (April 17, 2026). Penetration rate of online banking in the European Union (EU) from 2007 to 2025, by gender [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 24, 2026, from /statistics/1549672/eu-online-banking-penetration-by-gender/
Eurostat. "Penetration rate of online banking in the European Union (EU) from 2007 to 2025, by gender." Chart. April 17, 2026. ÌÇÐÄÆƽâ°æ. Accessed July 24, 2026. /statistics/1549672/eu-online-banking-penetration-by-gender/
Eurostat. (2026). Penetration rate of online banking in the European Union (EU) from 2007 to 2025, by gender. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 24, 2026. /statistics/1549672/eu-online-banking-penetration-by-gender/
Eurostat. "Penetration Rate of Online Banking in The European Union (Eu) from 2007 to 2025, by Gender." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 17 Apr 2026, /statistics/1549672/eu-online-banking-penetration-by-gender/
Eurostat, Penetration rate of online banking in the European Union (EU) from 2007 to 2025, by gender ÌÇÐÄÆƽâ°æ, /statistics/1549672/eu-online-banking-penetration-by-gender/ (last visited July 24, 2026)
Penetration rate of online banking in the European Union (EU) from 2007 to 2025, by gender [Graph], Eurostat, April 17, 2026. [Online]. Available: /statistics/1549672/eu-online-banking-penetration-by-gender/
