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Largest digital banks in Europe in 2025, by assets (in billion euros)

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Sources

Release date

June 2025

Region

Europe

Survey time period

2025

Supplementary notes

Figures sourced from banks' respective annual reports, using the most recent data available. Reporting periods vary by institution. All figures converted to euros from original currencies: British pounds (Revolut, Wise, Monzo, Starling Bank, Atom Bank, and OakNorth) and Danish kroner (Lunar).

Release date is date of access. 

Citation formats

Largest digital banks in Europe 2025, by assets

Published by ÌÇÐÄÆƽâ°æ Research Department, Jun 6, 2025

Europe's digital banking landscape is dominated by UK-based neobanks, with ** leading the pack. As of December 2024, ** held assets exceeding ** billion euros, followed by Wise and Starling Bank, each with over ** billion euros in assets. This concentration of financial power in the UK's digital banking sector underscores the country's pivotal role in shaping the future of European fintech.

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Statistics on " Digital banking in Europe "

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Other statistics that may interest you Digital banking in Europe

Overview

5

User demographics

4

Financial performance of digital banks

7

Leading digital banks

8

Digital payments

5

Consumer attitudes

8

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