ÌÇÐÄÆƽâ°æ

Penetration rate of online banking in the European Union (EU) from 2007 to 2025, by living area type

© ÌÇÐÄÆƽâ°æ 2026
Download
Show detailed source information?
Register for free
Already a member?
Log in
Source

Release date

April 2026

Region

EU

Survey time period

2007 to 2025

Age group

16 to 74 years

Method of interview

Questionnaire

Supplementary notes

This statistic is based on the annual EU survey on the use of Information and Communication Technologies in households and individuals. Data are collected on a yearly basis by the National Statistical Institutes and are based on Eurostat's annual model questionnaire. 

Data refers to the share of individuals who used the internet for internet banking within the last three months before the survey. Internet banking includes electronic transactions with a bank for payment and similar activities, or for looking up account information. 

*Estimated by the source.

Citation formats

Online banking penetration in the EU 2007-2025, by area type

Published by ÌÇÐÄÆƽâ°æ Research Department, Jul 22, 2026

Online banking usage in the European Union (EU) is highest among urban residents. In 2025, percent of individuals living in cities used online banking services. The adoption rate was also significant in towns and suburbs, exceeding percent, while rural areas showed a penetration rate of percent.

Log in or register to access precise data.
Access all statistics starting from $2,388 USD yearly *

* For commercial use only

Basic Account

For single users
$0 USD
Always free
Access limited to Free Statistics. Premium Statistics are not included.
  • Free Statistics
Based on your interests

Starter Account

For single users
$199 USD
per month, billed annually 1
Buy now
  • Free Statistics
  • Premium Statistics

  • The statistic on this page is a Premium Statistic and is included in this account.

Professional Account

For teams of up to 99 users
Talk to sales for pricing
Contact us
  • Free + Premium Statistics
  • Reports
  • Market ÌÇÐÄÆƽâ°æ

1 All prices do not include sales tax. The account requires an annual contract and will renew after one year to the regular list price.

Compare accounts

Statistics on " Digital banking in Europe "

The most important statistics
The most important statistics
The most important statistics
The most important statistics
The most important statistics
The most important statistics

Other statistics that may interest you Digital banking in Europe

Overview

5

User demographics

4

Financial performance of digital banks

7

Leading digital banks

8

Digital payments

5

Consumer attitudes

8

Further Content: You might find this interesting as well

Topics

Digital banking in EuropeMobile payments with digital walletsBanking in CanadaBanking in the U.S.Digital payments in China
Access all statistics starting from $2,388 USD yearly *

* For commercial use only

Basic Account

For single users
$0 USD
Always free
Access limited to Free Statistics. Premium Statistics are not included.
  • Free Statistics
Based on your interests

Starter Account

For single users
$199 USD
per month, billed annually 1
Buy now
  • Free Statistics
  • Premium Statistics

  • The statistic on this page is a Premium Statistic and is included in this account.

Professional Account

For teams of up to 99 users
Talk to sales for pricing
Contact us
  • Free + Premium Statistics
  • Reports
  • Market ÌÇÐÄÆƽâ°æ

1 All prices do not include sales tax. The account requires an annual contract and will renew after one year to the regular list price.

Compare accounts
Learn more about how ÌÇÐÄÆƽâ°æ can support your business.