Europe: customers at selected digital banks 2026| ��ƽ��

Number of customers at selected digital banks in Europe in 2026 (in millions)

Characteristic	Number of customers in millions
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Release date

July 2026

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Region

Europe

Survey time period

July 2026

Supplementary notes

This statistic was compiled by ��ƽ��. The selection of banks includes the most valuable challenger banks worldwide, as well as other important players in the digital banking sector. Figures were collected from press releases, annual reports, and quarterly performance reports. As of compilation, the most recent available information was used as of July 2026, acknowledging that reporting dates vary across different banks, with some data points being more current than others.

Note on user metrics: Digital banks report customer numbers using varying methodologies. Some banks count total registrations, which include all accounts ever created, while others report monthly active users (MAU) or customers with verified accounts. These differences can significantly impact reported user numbers, making direct comparisons between banks challenging.

Citation formats

Revolut, the London-based app-only bank, demonstrated remarkable growth in customer acquisition. From *** million customers in February 2018, the bank expanded to ** million by November 2022 and ** million by November 2023. In 2026, Revolut had over **��million customers, establishing itself as the largest digital bank in Europe. This growth trajectory was paralleled by other digital banks like Wise, which reached��**** million customers by March 2026. Revolut's expansion is further evidenced by its app download figures, which showed significantly higher growth compared to other digital banks between 2019 and 2025.

What are the key characteristics of neobanks?

Unlike traditional banks that now offer robust mobile banking services, online banks - variously termed digital challenger banks, disruptor banks, or neobanks - operate exclusively through mobile apps without physical branches. These��digital banks provide customers with distinct advantages, including lower fees, enhanced customer service, and greater accessibility, made possible by their significantly reduced operational costs.

Who are the market leaders in the digital banking sector?

While numerous digital banks have been rapidly expanding their customer bases in recent years, a select group of global leaders has emerged with extraordinary growth. Only two��digital banking powerhouses have achieved the remarkable milestone of over 100 million users: WeBank and Nubank. These digital banking giants not only distinguish themselves through their massive user bases but also through significant financial backing. Rakuten and Nubank have been particularly noteworthy in attracting substantial venture capital, positioning themselves among the��most well-capitalized digital banks in the global market.