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The leading European digital bank in terms of total funding amount as of March 2026 was Revolut, securing **** billion U.S. dollars in funding. It was followed by Monzo, N26, Starling Bank, and Wise, all with funding over *** billion U.S. dollars.
In 2025, Wise served ****Â million customers, while Revolut led the digital banking sector with over ** million customers. Despite this rapid user growth among digital challenger banks, their customer base remains significantly smaller than that of established traditional European banks.
As of October 2025, there were European digital banks that had reached unicorn status. Unicorn companies are those in which have had venture capital investment and have exceeded company valuation of over *** billion U.S dollars.
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Overview
User demographics
Financial performance of digital banks
Leading digital banks
Digital payments
Consumer attitudes
* For commercial use only
Basic Account
Starter Account
The statistic on this page is a Premium Statistic and is included in this account.
Professional Account
1 All prices do not include sales tax. The account requires an annual contract and will renew after one year to the regular list price.
