The source adds the following information: Respondents were banking and capital markets CEOs across commercial banking, capital markets and investment banking, retail banking, and multi-segment organizations spanning retail, commercial, and investment banking. All led companies with annual revenues above 500 million U.S. dollars, and one-third worked at firms generating more than 10 billion U.S. dollars annually. The wider survey covered CEOs in 11 markets (Australia, Canada, China, France, Germany, India, Italy, Japan, Spain, the UK, and the US) and 12 industry sectors.
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Impact of AI in banking worldwide 2025, by function
Impact from AI adoption in 2025 appeared broad across banking functions, with technology seeing the strongest effect. Technology led at ** percent, while several other areas clustered at roughly ** percent, including data management, digital channels, finance and treasury, and risk and compliance. Overall, the results indicate AI’s perceived impact extended well beyond a single department, with most major functions reporting similar, high levels of influence.
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KPMG. (January 13, 2026). Impact from artificial intelligence (AI) adoption in banking worldwide in 2025, by functional area [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 15, 2026, from /statistics/1659413/ai-impact-banking-by-functions/
KPMG. "Impact from artificial intelligence (AI) adoption in banking worldwide in 2025, by functional area." Chart. January 13, 2026. ÌÇÐÄÆÆ½â°æ. Accessed July 15, 2026. /statistics/1659413/ai-impact-banking-by-functions/
KPMG. (2026). Impact from artificial intelligence (AI) adoption in banking worldwide in 2025, by functional area. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 15, 2026. /statistics/1659413/ai-impact-banking-by-functions/
KPMG. "Impact from Artificial Intelligence (Ai) Adoption in Banking Worldwide in 2025, by Functional Area." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 13 Jan 2026, /statistics/1659413/ai-impact-banking-by-functions/
KPMG, Impact from artificial intelligence (AI) adoption in banking worldwide in 2025, by functional area ÌÇÐÄÆÆ½â°æ, /statistics/1659413/ai-impact-banking-by-functions/ (last visited July 15, 2026)
Impact from artificial intelligence (AI) adoption in banking worldwide in 2025, by functional area [Graph], KPMG, January 13, 2026. [Online]. Available: /statistics/1659413/ai-impact-banking-by-functions/