This statistic is based on the annual EU survey on the use of Information and Communication Technologies in households and individuals. Data are collected on a yearly basis by the National Statistical Institutes and are based on Eurostat's annual model questionnaire.Â
Data refers to the share of individuals who used the internet for internet banking within the last three months before the survey. Internet banking includes electronic transactions with a bank for payment and similar activities, or for looking up account information.Â
Citation formats
Online banking penetration in Spain 2013-2024, by gender
The gender dynamics of online banking usage in Spain moved in favor of closing the gender gap between men and women recent years. Historically, men maintained a slight edge in adoption rates from 2013 to 2024. However, the adoption rate of female users increased faster in comparison to their male counterpart, making the gap narrower over the years. In 2024, female users were using online banking, while the same was true for percent of male users. Both genders demonstrated consistent growth in online banking adoption over the past decade, though overall, the gap between them remained relatively narrow in the country.Â
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Eurostat. (December 16, 2024). Penetration rate of online banking in Spain from 2013 to 2024, by gender [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 30, 2026, from /statistics/1557933/online-banking-penetration-by-gender-in-spain/
Eurostat. "Penetration rate of online banking in Spain from 2013 to 2024, by gender." Chart. December 16, 2024. ÌÇÐÄÆƽâ°æ. Accessed July 30, 2026. /statistics/1557933/online-banking-penetration-by-gender-in-spain/
Eurostat. (2024). Penetration rate of online banking in Spain from 2013 to 2024, by gender. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 30, 2026. /statistics/1557933/online-banking-penetration-by-gender-in-spain/
Eurostat. "Penetration Rate of Online Banking in Spain from 2013 to 2024, by Gender." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 16 Dec 2024, /statistics/1557933/online-banking-penetration-by-gender-in-spain/
Eurostat, Penetration rate of online banking in Spain from 2013 to 2024, by gender ÌÇÐÄÆƽâ°æ, /statistics/1557933/online-banking-penetration-by-gender-in-spain/ (last visited July 30, 2026)
Penetration rate of online banking in Spain from 2013 to 2024, by gender [Graph], Eurostat, December 16, 2024. [Online]. Available: /statistics/1557933/online-banking-penetration-by-gender-in-spain/
