Representative interest rates include six main types:
Weighted average interest rate on loans to households for house purchase. Initial fixed period interest rate up to 1 year on loans for house purchase. Initial fixed period interest rate over 1 and up to 5 years on loans for house purchase. Initial fixed period interest rate over 5 and up to 10 years on loans for house purchase. Initial fixed period interest rate of over 10 years on loans for house purchase. Other.
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Annual average interest rate on new mortgage loans in Spain 2006-2023
The annual average interest rate on new residential loans in Spain continued to rise in 2023, after increasing in for the first time in 2022 following a decade long period of year-on-year decrease. In 2023, the average mortgage rate was **** percent, up from **** percent in 2021.Â
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European Mortgage Federation. (August 22, 2024). Annual average interest rate on new residential mortgage loans in Spain from 2006 to 2023 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 31, 2026, from /statistics/916392/annual-average-interest-rate-on-new-residential-loans-in-spain/
European Mortgage Federation. "Annual average interest rate on new residential mortgage loans in Spain from 2006 to 2023." Chart. August 22, 2024. ÌÇÐÄÆƽâ°æ. Accessed July 31, 2026. /statistics/916392/annual-average-interest-rate-on-new-residential-loans-in-spain/
European Mortgage Federation. (2024). Annual average interest rate on new residential mortgage loans in Spain from 2006 to 2023. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 31, 2026. /statistics/916392/annual-average-interest-rate-on-new-residential-loans-in-spain/
European Mortgage Federation. "Annual Average Interest Rate on New Residential Mortgage Loans in Spain from 2006 to 2023." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 22 Aug 2024, /statistics/916392/annual-average-interest-rate-on-new-residential-loans-in-spain/
European Mortgage Federation, Annual average interest rate on new residential mortgage loans in Spain from 2006 to 2023 ÌÇÐÄÆƽâ°æ, /statistics/916392/annual-average-interest-rate-on-new-residential-loans-in-spain/ (last visited July 31, 2026)
Annual average interest rate on new residential mortgage loans in Spain from 2006 to 2023 [Graph], European Mortgage Federation, August 22, 2024. [Online]. Available: /statistics/916392/annual-average-interest-rate-on-new-residential-loans-in-spain/
