This statistic is based on the annual EU survey on the use of Information and Communication Technologies in households and individuals. Data are collected on a yearly basis by the National Statistical Institutes and are based on Eurostat's annual model questionnaire.Â
Data refers to the share of individuals who used the internet for internet banking within the last three months before the survey. Internet banking includes electronic transactions with a bank for payment and similar activities, or for looking up account information.Â
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Online banking penetration in the Netherlands 2013-2024, by gender
The gender dynamics of online banking usage in the Netherlands show an interesting shift in recent years. Historically, men maintained a slight edge in adoption rates from 2013 to 2020. However, 2021 marked a reversal in this pattern, with women taking the lead for the first time. Female users reached a penetration rate of percent, while male users followed closely at percent during this year. Both genders demonstrated consistent growth in online banking adoption over the past decade, though the gap between them remained relatively narrow in the country.
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Eurostat. (December 16, 2024). Penetration rate of online banking in the Netherlands from 2013 to 2024, by gender [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 31, 2026, from /statistics/1557932/online-banking-penetration-by-gender-in-the-netherlands/
Eurostat. "Penetration rate of online banking in the Netherlands from 2013 to 2024, by gender." Chart. December 16, 2024. ÌÇÐÄÆƽâ°æ. Accessed July 31, 2026. /statistics/1557932/online-banking-penetration-by-gender-in-the-netherlands/
Eurostat. (2024). Penetration rate of online banking in the Netherlands from 2013 to 2024, by gender. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 31, 2026. /statistics/1557932/online-banking-penetration-by-gender-in-the-netherlands/
Eurostat. "Penetration Rate of Online Banking in The Netherlands from 2013 to 2024, by Gender." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 16 Dec 2024, /statistics/1557932/online-banking-penetration-by-gender-in-the-netherlands/
Eurostat, Penetration rate of online banking in the Netherlands from 2013 to 2024, by gender ÌÇÐÄÆƽâ°æ, /statistics/1557932/online-banking-penetration-by-gender-in-the-netherlands/ (last visited July 31, 2026)
Penetration rate of online banking in the Netherlands from 2013 to 2024, by gender [Graph], Eurostat, December 16, 2024. [Online]. Available: /statistics/1557932/online-banking-penetration-by-gender-in-the-netherlands/
