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Penetration rate of online banking in Spain from 2013 to 2025

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Source

Release date

December 2025

Region

Spain

Survey time period

2013 to 2025

Supplementary notes

This statistic is based on the annual EU survey on the use of Information and Communication Technologies in households and individuals. Data are collected on a yearly basis by the National Statistical Institutes and are based on Eurostat's annual model questionnaire. 

Data refers to the share of individuals who used the internet for internet banking within the last three months before the survey. Internet banking includes electronic transactions with a bank for payment and similar activities, or for looking up account information. 

Citation formats

Online banking penetration in Spain 2013-2025

Published by ÌÇÐÄÆƽâ°æ Research Department, Jan 14, 2026

Online banking penetration in Spain has shown a remarkable upward trajectory since 2013, with the latest data indicating an almost ** percent adoption rate in 2025. This represents a significant increase when compared to 2013, when it only recorded percent, highlighting the growing importance of digital banking services in the country.

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Statistics on " Banking in Spain "

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Overview

6

Banking system efficiency and stability

7

Largest banks

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Retail banking

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Digital banking

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Consumer attitude

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