Key insights

Detailed statistics
Number of fintechs worldwide 2008-2025, by region

Detailed statistics
Number of fintechs in Germany 2008-2025
- Online banking penetration in Germany
- %

Detailed statistics
Online banking penetration in Europe 2025, by country
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Current statistics on this topic
Recommended statistics
Regional overview
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- Number of fintech users in selected countries in Europe 2025, by segment
- Quarterly value of fintech investment in EMEA 2017-2025
- Largest fintech investment deals in Europe 2024
- Largest fintech unicorns in Europe 2025, by market value
- Online banking penetration in Europe 2025, by country
- Number of customers at selected digital banks in Europe 2026
Regional overview
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Number of fintech users in selected countries in Europe 2025, by segment

Number of fintech users in selected countries in Europe 2025, by segment
Number of fintech users in selected European countries in 2025, by segment (in millions)
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Quarterly value of fintech investment in EMEA 2017-2025

Quarterly value of fintech investment in EMEA 2017-2025
Total value of investment into fintech in Europe, Middle East and Africa (EMEA) from 1st quarter 2017 to 4th quarter 2025 (in billion U.S. dollars)
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Largest fintech investment deals in Europe 2024

Largest fintech investment deals in Europe 2024
Largest fintech investment deals in Europe in 2024 (in billion U.S. dollars)
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Largest fintech unicorns in Europe 2025, by market value

Largest fintech unicorns in Europe 2025, by market value
Leading fintech unicorns in Europe as of October 2025, by market valuation (in billion U.S. dollars)
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Online banking penetration in Europe 2025, by country

Online banking penetration in Europe 2025, by country
Penetration rate of online banking in Europe in 2025, by country
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Number of customers at selected digital banks in Europe 2026

Number of customers at selected digital banks in Europe 2026
Number of customers at selected digital banks in Europe in 2026 (in millions)
Fintech ecosystem
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Number of fintechs in Germany 2008-2025

Number of fintechs in Germany 2008-2025
Total number of fintechs and number of new fintechs founded in Germany from 2008 to 2025
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Annual number of fintech startups founded in Germany 2008-2025

Annual number of fintech startups founded in Germany 2008-2025
Annual number of fintech startups founded in Germany from 2008 to 2025
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Number of fintech users in Germany 2018-2030, by segment

Number of fintech users in Germany 2018-2030, by segment
Number of fintech users in Germany from 2018 to 2024, with a forecast until 2030, by segment (in millions)
Investment landscape
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Value of fintech investment in Germany 2015-2024

Value of fintech investment in Germany 2015-2024
Total value of investment into fintechs in Germany from 2015 to 2024 (in million U.S. dollars)
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Number of fintech deals in Germany 2015-2024

Number of fintech deals in Germany 2015-2024
Total number of fintech investment deals in Germany from 2015 to 2024
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Value of VC fintech investment in Germany 2013-2024

Value of VC fintech investment in Germany 2013-2024
Value of venture capital (VC) investment in fintech in Germany from 2013 to 2024 (in million U.S. dollars)
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Number of VC fintech investments in Germany 2013-2024

Number of VC fintech investments in Germany 2013-2024
Number of venture capital (VC) investments in fintech in Germany from 2013 to 2024
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Largest fintech deals in Germany 2024

Largest fintech deals in Germany 2024
Value of the largest fintech investment deals in Germany in 2024 (in million U.S. dollars)
Digital banking
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- Online banking penetration in Germany 2006-2025
- Online banking penetration in Germany 2013-2024, by age
- Online banking penetration in Germany 2013-2024, by gender
- Quarterly mobile banking usage in Germany 2019-2025
- Quarterly online banking usage in Germany 2019-2025
- Net interest income of digital banks in Germany 2017-2024, with forecasts to 2029
- Value of deposits at digital banks in Germany 2017-2024, with forecasts to 2029
- Value of loans by digital banks in Germany 2017-2024, with forecasts to 2029
- Leading banking apps in Germany 2024, by number of downloads
Digital banking
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Online banking penetration in Germany 2006-2025

Online banking penetration in Germany 2006-2025
Penetration rate of online banking in Germany from 2006 to 2025
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Online banking penetration in Germany 2013-2024, by age

Online banking penetration in Germany 2013-2024, by age
Penetration rate of online banking in Germany from 2013 to 2024, by age group
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Online banking penetration in Germany 2013-2024, by gender

Online banking penetration in Germany 2013-2024, by gender
Penetration rate of online banking in Germany from 2013 to 2024, by gender
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Quarterly mobile banking usage in Germany 2019-2025

Quarterly mobile banking usage in Germany 2019-2025
Share of bank account holders processing banking matters via mobile banking (smartphone or tablet) in Germany from 1st half 2019 to 4th quarter 2025
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Quarterly online banking usage in Germany 2019-2025

Quarterly online banking usage in Germany 2019-2025
Share of bank account holders processing banking matters via online banking (PC or laptop) in Germany from 1st half 2019 to 3rd quarter 2025
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Net interest income of digital banks in Germany 2017-2024, with forecasts to 2029

Net interest income of digital banks in Germany 2017-2024, with forecasts to 2029
Net interest income of the digital banking industry in Germany from 2017 to 2024, with a forecast until 2029 (in billion U.S. dollars)
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Value of deposits at digital banks in Germany 2017-2024, with forecasts to 2029

Value of deposits at digital banks in Germany 2017-2024, with forecasts to 2029
Value of customer deposits at digital banks in Germany from 2017 to 2024, with a forecast until 2029 (in billion U.S. dollars)
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Value of loans by digital banks in Germany 2017-2024, with forecasts to 2029

Value of loans by digital banks in Germany 2017-2024, with forecasts to 2029
Value of loans provided by digital banks in Germany from 2017 to 2024, with a forecast until 2029 (in billion U.S. dollars)
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Leading banking apps in Germany 2024, by number of downloads

Leading banking apps in Germany 2024, by number of downloads
Leading traditional and digital banks in Germany in 2024, by number of app downloads
Digital payments
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Most common online payments by type in Germany 2025

Most common online payments by type in Germany 2025
Most common online payments by type in Germany as of September 2025
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Quarterly adoption of mobile payments at POS in Germany 2018-2025

Quarterly adoption of mobile payments at POS in Germany 2018-2025
Mobile payments usage performed with any mobile device at POS in Germany from 2018 to 3rd quarter of 2025
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Mobile payments usage by situation in Germany 2024

Mobile payments usage by situation in Germany 2024
Mobile payments usage by situation in Germany in 2024
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Annual number of real-time payments in Germany in 2023, with a 2028 forecast

Annual number of real-time payments in Germany in 2023, with a 2028 forecast
Total number of real-time (instant) payments in Germany in 2023, with a forecast for 2028
Cryptocurrency
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Annual crypto adoption development in Germany 2020-2025, by metric

Annual crypto adoption development in Germany 2020-2025, by metric
Crypto Adoption Index ranking of Germany from 2020 to 2025, by metric
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Annual number of crypto users in Germany 2017-2023

Annual number of crypto users in Germany 2017-2023
Estimated number of people who hold or trade cryptocurrency in Germany from 2017 to 2023
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Biggest cryptocurrency wallets in Germany 2015-2025, based on downloads

Biggest cryptocurrency wallets in Germany 2015-2025, based on downloads
Biggest wallets for cryptocurrency storage in Germany from 1st quarter of 2015 to 1st quarter of 2025, by number of downloads
Leading companies
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Largest fintech unicorns in Germany 2025

Largest fintech unicorns in Germany 2025
Most valuable fintech unicorns in Germany in 2025
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Neobanking and neobrokerage popularity in Germany 2025, by brand

Neobanking and neobrokerage popularity in Germany 2025, by brand
Neobanking and neobrokerage awareness, popularity, and usage in Germany in 2025, by brand
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Biggest buy now, pay later (BNPL) apps in Germany 2015-2025, based on downloads

Biggest buy now, pay later (BNPL) apps in Germany 2015-2025, based on downloads
Biggest buy now, pay later (BNPL) apps in Germany from 1st quarter of 2015 to 2nd quarter of 2025, by number of downloads
Leading company highlight - N26
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Leading company highlight - N26
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N26 total assets 2016-2024

N26 total assets 2016-2024
Total assets of N26 from 2016 to 2024 (in million euros)
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N26 customer deposits 2016-2024

N26 customer deposits 2016-2024
Value of customer deposits of N26 from 2016 to 2024 (in million euros)
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N26 net profit/loss 2016-2024

N26 net profit/loss 2016-2024
Net profit/loss of N26 from 2016 to 2024 (in million euros)
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N26 estimated customer growth 2018-2026

N26 estimated customer growth 2018-2026
Estimated monthly customer growth of N26 from 2018 to 2026 (in millions)
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N26 bank monthly app downloads worldwide 2015-2026

N26 bank monthly app downloads worldwide 2015-2026
Number of N26 bank app downloads worldwide from January 2015 to May 2026
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Number of N26 bank app downloads worldwide 2025, by country

Number of N26 bank app downloads worldwide 2025, by country
Number of N26 bank app downloads worldwide as of August 2025, by country
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Share of N26 bank app downloads worldwide 2025, by country

Share of N26 bank app downloads worldwide 2025, by country
Market share of N26 bank app downloads worldwide as of August 2025, by country
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