Key insights
- Most valuable banking brand Europe
- HSBC

Detailed statistics
Leading banks in Europe 2025, by brand value
- Country with the highest number of banks
- Germany

Detailed statistics
Number of credit institutions in Europe 2026, by country
- Largest bank in Europe by market cap
- HSBC

Detailed statistics
Largest banks in Europe 2026, by market capitalization
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Current statistics on this topic
Recommended statistics
Overview
6
- Number of credit institutions in Europe 2007-2025
- Number of credit institutions in Europe 2026, by country
- Eurosystem total bank assets 2012-2024
- Total assets of banks in Europe Q4 2024, by country
- Number of bank employees in Europe 2024, by country
- EU central bank policy rates 2022-2026, by country
Overview
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Number of credit institutions in Europe 2007-2025

Number of credit institutions in Europe 2007-2025
Number of credit institutions in the euro area from 2007 to 2025
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Number of credit institutions in Europe 2026, by country

Number of credit institutions in Europe 2026, by country
Number of credit institutions in Europe as of January 2026, by country
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Eurosystem total bank assets 2012-2024

Eurosystem total bank assets 2012-2024
Total bank assets of the Eurosystem from 2012 to 2024 (in billion euros)
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Total assets of banks in Europe Q4 2024, by country

Total assets of banks in Europe Q4 2024, by country
Total assets of banks in the European Economic Area (EEA) as of December 2024, by country (in billion euros)
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Number of bank employees in Europe 2024, by country

Number of bank employees in Europe 2024, by country
Number of employees in the banking sector in Europe in 2024, by country
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EU central bank policy rates 2022-2026, by country

EU central bank policy rates 2022-2026, by country
Central bank interest rates in the European Union from January 2022 to June 2026, by country
Banking system efficiency and stability
8
- Total operating income of the banking industry in the EU 2015-2024
- Income growth rate of the banking industry in the EU 2016-2024
- Quarterly cost-to-income ratio of the banking industry in the EU 2007-2025
- Cost-to-income ratio of the banking industry in Europe Q3 2025, by country
- Quarterly CET1 ratio of the banking industry in the EU 2014-2025
- CET1 ratio of the banking industry in Europe Q4 2024, by country
- ROE of the EU banking industry 2007-2024
- ROE of the banking industry in Europe Q3 2025, by country
Banking system efficiency and stability
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Total operating income of the banking industry in the EU 2015-2024

Total operating income of the banking industry in the EU 2015-2024
Total operating income of the banking industry in the European Union from 2015 to 2024 (in billion euros)
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Income growth rate of the banking industry in the EU 2016-2024

Income growth rate of the banking industry in the EU 2016-2024
Percentage change on previous year of total operating income of the banking industry in the European Union from 2016 to 2024
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Quarterly cost-to-income ratio of the banking industry in the EU 2007-2025

Quarterly cost-to-income ratio of the banking industry in the EU 2007-2025
Average cost-to-income ratio for banks in the European Union from 4th quarter 2007 to 4th quarter 2025
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Cost-to-income ratio of the banking industry in Europe Q3 2025, by country

Cost-to-income ratio of the banking industry in Europe Q3 2025, by country
Cost-to-income ratio of the banking industry in the European Economic Area (EEA) as of September 2025, by country
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Quarterly CET1 ratio of the banking industry in the EU 2014-2025

Quarterly CET1 ratio of the banking industry in the EU 2014-2025
Common equity tier 1 (CET1) ratio of the banking industry in the European Union from 4th quarter 2014 to 4th quarter 2025
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CET1 ratio of the banking industry in Europe Q4 2024, by country

CET1 ratio of the banking industry in Europe Q4 2024, by country
Common equity Tier 1 (CET1) ratio of the banking industry in the European Economic Area (EEA) as of December 2024, by country
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ROE of the EU banking industry 2007-2024

ROE of the EU banking industry 2007-2024
Return on equity (ROE) of the banking industry in the European Union (EU) from 2007 to 2024
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ROE of the banking industry in Europe Q3 2025, by country

ROE of the banking industry in Europe Q3 2025, by country
Return on equity (ROE) of the banking industry in the European Economic Area (EEA) as of June 2025, by country
Retail banking
7
- Household net savings rate in the euro area 2000-2027
- Household gross saving rate in the EU 2012-2024, by country
- Average mortgage interest rate in Europe 2025, by country
- Annual transaction value at POS terminals EU-27 as a whole 2001-2024, in euro and USD
- Value of POS transactions in 17 countries in Europe 2018-2025, with 2030 forecast
- Non-performing loans ratio in the euro area 2015-2026
- Non-performing loans and advances in the euro area 2015-2026
Retail banking
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Household net savings rate in the euro area 2000-2027

Household net savings rate in the euro area 2000-2027
Net savings of households and non-profit institutions serving households as a share of their disposable income in the Euro area from 2000 to 2025, with forecast until 2027
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Household gross saving rate in the EU 2012-2024, by country

Household gross saving rate in the EU 2012-2024, by country
Household gross savings as a share of disposable income in selected countries in the European Union from 2012 to 2024
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Average mortgage interest rate in Europe 2025, by country

Average mortgage interest rate in Europe 2025, by country
Average mortgage interest rate in Europe in 2025, by country
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Annual transaction value at POS terminals EU-27 as a whole 2001-2024, in euro and USD

Annual transaction value at POS terminals EU-27 as a whole 2001-2024, in euro and USD
Value of POS transactions with payment cards or payment methods apart from e-money transactions and cash advances at POS terminals in the European Union from 2000 to 2024 (in million euros, and estimates in U.S. dollars)
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Value of POS transactions in 17 countries in Europe 2018-2025, with 2030 forecast

Value of POS transactions in 17 countries in Europe 2018-2025, with 2030 forecast
Value of offline point of sale (POS) transactions in Europe from 2018 to 2025, with a forecast for 2030, by country (in billion USD)
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Non-performing loans ratio in the euro area 2015-2026

Non-performing loans ratio in the euro area 2015-2026
Non-performing loans and advances (NPL) as a share of gross loans in the euro area from 2nd quarter 2015 to 1st quarter 2026
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Non-performing loans and advances in the euro area 2015-2026

Non-performing loans and advances in the euro area 2015-2026
Non-performing loans and advances in the euro area from 2nd quarter of 2015 to 1st quarter 2026 (in billion euros)
Investment banking
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Leading financial advisors to M&A deals Europe 2025, by deal value

Leading financial advisors to M&A deals Europe 2025, by deal value
Leading financial advisors to merger and acquisition (M&A) transactions in Europe in 2025, by deal value (in billion U.S. dollars)
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Biggest all-time M&A transactions in Europe as of 2026

Biggest all-time M&A transactions in Europe as of 2026
Largest merger and acquisition (M&A) deals in Europe as of May 2026, by deal value (in billion U.S. dollars)
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Value of M&A deals Europe 1985-2025

Value of M&A deals Europe 1985-2025
Value of merger and acquisition (M&A) transactions in Europe from 1985 to 2025 (in billion U.S. dollars)
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Total number of initial public offerings (IPOs) in Europe 2009-2025

Total number of initial public offerings (IPOs) in Europe 2009-2025
Total number of initial public offerings (IPOs) in Europe from 2009 to 2025
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Largest IPOs in Europe 2025

Largest IPOs in Europe 2025
Largest IPOs in Europe in 2025, by deal value (in million euros)
Corporate banking
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Leading corporate banks in Europe 2024, by market penetration

Leading corporate banks in Europe 2024, by market penetration
Leading providers of corporate banking services in Europe in 2024, by market penetration rate
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Rejection of bank loans to SMEs in selected European countries 2024

Rejection of bank loans to SMEs in selected European countries 2024
Rejection rate of bank loans to small and medium enterprises (SMEs) in selected countries in the Europe in 2024, by country
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Business loan interest rate in the euro area 2019-2026

Business loan interest rate in the euro area 2019-2026
Average interest rate on loans to non-financial corporations in the euro area from January 2019 to May 2026
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Outstanding loans to non-financial corporations in the euro area 2020-2025

Outstanding loans to non-financial corporations in the euro area 2020-2025
Outstanding value of adjusted loans to non-financial corporations in the euro area from January 2019 to June 2025 (in billion euros)
Online banking
7
- Online banking penetration in Europe 2025, by country
- Value of deposits at digital banks in Europe 2017-2030
- Net interest income of digital banks in Europe 2017-2030
- Number of customers at selected digital banks in Europe 2026
- Largest digital banks in Europe 2025, by number of countries of operation
- Number of downloads of leading digital banking apps in Europe 2015-2024, by bank
- Monthly active users of leading digital banks in Europe 2024
Online banking
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Online banking penetration in Europe 2025, by country

Online banking penetration in Europe 2025, by country
Penetration rate of online banking in Europe in 2025, by country
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Value of deposits at digital banks in Europe 2017-2030

Value of deposits at digital banks in Europe 2017-2030
Value of deposits at digital banks in Europe from 2017 to 2030 (in billion U.S. dollars)
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Net interest income of digital banks in Europe 2017-2030

Net interest income of digital banks in Europe 2017-2030
Net interest income of digital banks in Europe from 2017 to 2030 (in billion U.S. dollars)
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Number of customers at selected digital banks in Europe 2026

Number of customers at selected digital banks in Europe 2026
Number of customers at selected digital banks in Europe in 2026 (in millions)
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Largest digital banks in Europe 2025, by number of countries of operation

Largest digital banks in Europe 2025, by number of countries of operation
Number of countries of operation of selected digital banks in Europe as of January 2025
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Number of downloads of leading digital banking apps in Europe 2015-2024, by bank

Number of downloads of leading digital banking apps in Europe 2015-2024, by bank
Monthly number of downloads of leading digital banking apps in Europe from January 2015 to December 2024, by bank
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Monthly active users of leading digital banks in Europe 2024

Monthly active users of leading digital banks in Europe 2024
Monthly active users of leading digital banks in Europe in 2024
Largest banks
7
- Largest banks in Europe 2025, by assets
- Largest banks in Europe 2026, by market capitalization
- Market capital value of Europe's largest banks since the coronavirus 2019-2025
- Leading banks in Europe 2025, by brand value
- Largest banks in Europe 2024, by countries of operation
- Largest banks in Europe 2024, by number of customers
- Leading online bank unicorns in Europe 2025, by market value
Largest banks
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Largest banks in Europe 2025, by assets

Largest banks in Europe 2025, by assets
Largest banks in Europe as of December 2025, by total assets (in billion U.S. dollars)
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Largest banks in Europe 2026, by market capitalization

Largest banks in Europe 2026, by market capitalization
Largest banks in Europe as of July 22, 2026, by market capitalization (in billion U.S. dollars)
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Market capital value of Europe's largest banks since the coronavirus 2019-2025

Market capital value of Europe's largest banks since the coronavirus 2019-2025
Monthly market capitalization of Europe's largest banks since the coronavirus from December 2019 to August 2025 (in billion U.S. dollars)
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Leading banks in Europe 2025, by brand value

Leading banks in Europe 2025, by brand value
Most valuable banking brands in Europe as of February 2025 (in billion U.S. dollars)
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Largest banks in Europe 2024, by countries of operation

Largest banks in Europe 2024, by countries of operation
Largest banks in Europe in 2024, by number of countries of operation
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Largest banks in Europe 2024, by number of customers

Largest banks in Europe 2024, by number of customers
Number of customers at a selection of Europe's largest banks in 2024 (in millions)
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Leading online bank unicorns in Europe 2025, by market value

Leading online bank unicorns in Europe 2025, by market value
Largest unicorn online banks in Europe as of October 2025, by market value (in billion U.S. dollars)
AI in banking
5
- Attitudes towards AI in the financial services industry in Europe 2025, by sector
- AI applications in the banking sector in Europe 2024
- GenAI adoption in the banking sector in Europe 2024, by level of involvement
- AI deployment approaches in the banking sector in Europe 2024
- Banking sector AI spending in Europe 2020-2025, with forecasts until 2028
AI in banking
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Attitudes towards AI in the financial services industry in Europe 2025, by sector

Attitudes towards AI in the financial services industry in Europe 2025, by sector
Attitudes of financial services industry leaders towards artificial intelligence (AI) in Europe in 2025, by sector
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AI applications in the banking sector in Europe 2024

AI applications in the banking sector in Europe 2024
Applications of artificial intelligence (AI) and generative AI in the banking sector in Europe in 2024
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GenAI adoption in the banking sector in Europe 2024, by level of involvement

GenAI adoption in the banking sector in Europe 2024, by level of involvement
State of generative AI (GenAI) in the banking sector in Europe in 2024, by level of involvement
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AI deployment approaches in the banking sector in Europe 2024

AI deployment approaches in the banking sector in Europe 2024
Approaches of artificial intelligence (AI) and generative AI deployment in the banking sector in Europe in 2024
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Banking sector AI spending in Europe 2020-2025, with forecasts until 2028

Banking sector AI spending in Europe 2020-2025, with forecasts until 2028
Estimated value of the banking sector's artificial intelligence (AI) and generative artificial intelligence (gen AI) spending in Europe from 2020 to 2025, with forecasts until 2028 (in billion U.S. dollars)
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