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Number of fintech users in Germany from 2018 to 2024, with a forecast until 2030, by segment (in millions)

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Supplementary notes

Data provided by ÌÇÐÄÆƽâ°æ Market ÌÇÐÄÆƽâ°æ are estimates. Further methodology notes can be found .

Forecast period varies across segments. 

Digital payments include digital commerce, digital remittances, mobile POS payments. 

Digital assets include cryptocurrencies, decentralized finance, non-fungible tokens. 

Digital investment includes neobrokers and robo-advisors. 

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Number of fintech users in Germany 2018-2030, by segment

Published by ÌÇÐÄÆƽâ°æ Research Department, Aug 25, 2025

The user base of the German fintech sector witnessed a gradual growth between 2017 and 2024, with the digital payments segment accumulating the highest number of users. In 2024, there were an estimated million digital payments users in Germany. According to ÌÇÐÄÆƽâ°æ Market ÌÇÐÄÆƽâ°æ, the number of users is forecast to increase further in the following years, reaching ** million in 2030. 

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