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Fintech in Germany

Statistics report on fintech in Germany

This report offers a comprehensive analysis of Germany’s fintech sector. It begins with a regional overview before mapping the national ecosystem and investment landscape. The study then explores key fintech segments, including digital banking, digital payments, and cryptocurrencies. It concludes with a statistical overview of leading companies in the space and a dedicated chapter on N26, one of Germany’s most prominent fintech players.

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Table of contents

Regional overview

6
  • Premium Statistic Number of fintech users in selected countries in Europe 2025, by segment
  • Premium Statistic Quarterly value of fintech investment in EMEA 2017-2025
  • Premium Statistic Largest fintech investment deals in Europe 2024
  • Premium Statistic Largest fintech unicorns in Europe 2025, by market value
  • Premium Statistic Online banking penetration in Europe 2025, by country
  • Premium Statistic Number of customers at selected digital banks in Europe 2026

Fintech ecosystem

3
  • Premium Statistic Number of fintechs in Germany 2008-2025
  • Premium Statistic Annual number of fintech startups founded in Germany 2008-2025
  • Premium Forecast Number of fintech users in Germany 2018-2030, by segment

Investment landscape

5
  • Premium Statistic Value of fintech investment in Germany 2015-2024
  • Premium Statistic Number of fintech deals in Germany 2015-2024
  • Premium Statistic Value of VC fintech investment in Germany 2013-2024
  • Premium Statistic Number of VC fintech investments in Germany 2013-2024
  • Premium Statistic Largest fintech deals in Germany 2024

Digital banking

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  • Premium Statistic Online banking penetration in Germany 2006-2025
  • Premium Statistic Online banking penetration in Germany 2013-2024, by age
  • Premium Statistic Online banking penetration in Germany 2013-2024, by gender
  • Basic Statistic Quarterly mobile banking usage in Germany 2019-2025
  • Premium Statistic Quarterly online banking usage in Germany 2019-2025
  • Premium Forecast Net interest income of digital banks in Germany 2017-2024, with forecasts to 2029
  • Premium Forecast Value of deposits at digital banks in Germany 2017-2024, with forecasts to 2029
  • Premium Forecast Value of loans by digital banks in Germany 2017-2024, with forecasts to 2029
  • Premium Statistic Leading banking apps in Germany 2024, by number of downloads

Digital payments

4
  • Premium Forecast Most common online payments by type in Germany 2025
  • Premium Statistic Quarterly adoption of mobile payments at POS in Germany 2018-2025
  • Premium Forecast Mobile payments usage by situation in Germany 2024
  • Premium Statistic Annual number of real-time payments in Germany in 2023, with a 2028 forecast

Cryptocurrency

3
  • Premium Statistic Annual crypto adoption development in Germany 2020-2025, by metric
  • Premium Statistic Annual number of crypto users in Germany 2017-2023
  • Premium Statistic Biggest cryptocurrency wallets in Germany 2015-2025, based on downloads

Leading companies

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  • Premium Statistic Largest fintech unicorns in Germany 2025
  • Premium Statistic Neobanking and neobrokerage popularity in Germany 2025, by brand
  • Premium Statistic Biggest buy now, pay later (BNPL) apps in Germany 2015-2025, based on downloads

Leading company highlight - N26

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  • Premium Statistic N26 total assets 2016-2024
  • Premium Statistic N26 customer deposits 2016-2024
  • Premium Statistic N26 net profit/loss 2016-2024
  • Premium Statistic N26 estimated customer growth 2018-2026
  • Premium Statistic N26 bank monthly app downloads worldwide 2015-2026
  • Premium Statistic Number of N26 bank app downloads worldwide 2025, by country
  • Premium Statistic Share of N26 bank app downloads worldwide 2025, by country
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