Belgium, Denmark, France, Germany, Ireland, Italy, Netherlands, Poland, Portugal, Spain, Sweden, Switzerland, United Kingdom
Survey time period
2025
Special properties
data shown is using current exchange rates and reflects market impacts of the Russia-Ukraine war
Supplementary notes
All figures are estimates. User numbers may overlap across various fintech segments and should not be interpreted as the total number of fintech users.Â
Digital payments include digital commerce, digital remittances, mobile POS payments.Â
Digital assets include cryptocurrencies, decentralized finance, non-fungible tokens.Â
Digital investment includes neobrokers and robo-advisors.Â
A detailed methodology can be found in .
Citation formats
Number of fintech users in selected countries in Europe 2025, by segment
In 2025, the * segment of the fintech market had the largest user base among the selected European countries. Germany led with the highest number of digital payments users, followed by ***and *. Digital banking followed with the second largest user base, and digital assets - including cryptocurrencies, decentralized finance, and non-fungible tokens - constituted the third largest fintech segment across all observed countries.
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ÌÇÐÄÆƽâ°æ. (October 1, 2025). Number of fintech users in selected European countries in 2025, by segment (in millions) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 22, 2026, from /statistics/1384900/fintech-users-europe-by-country/
ÌÇÐÄÆƽâ°æ. "Number of fintech users in selected European countries in 2025, by segment (in millions)." Chart. October 1, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 22, 2026. /statistics/1384900/fintech-users-europe-by-country/
ÌÇÐÄÆƽâ°æ. (2025). Number of fintech users in selected European countries in 2025, by segment (in millions). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 22, 2026. /statistics/1384900/fintech-users-europe-by-country/
ÌÇÐÄÆƽâ°æ. "Number of Fintech Users in Selected European Countries in 2025, by Segment (in Millions)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 1 Oct 2025, /statistics/1384900/fintech-users-europe-by-country/
ÌÇÐÄÆƽâ°æ, Number of fintech users in selected European countries in 2025, by segment (in millions) ÌÇÐÄÆƽâ°æ, /statistics/1384900/fintech-users-europe-by-country/ (last visited July 22, 2026)
Number of fintech users in selected European countries in 2025, by segment (in millions) [Graph], ÌÇÐÄÆƽâ°æ, October 1, 2025. [Online]. Available: /statistics/1384900/fintech-users-europe-by-country/
