Quarterly figures, not seasonally adjusted. Delinquent loans are those past due 30 days or more and still accruing interests as well as those in nonaccrual status. They are measured as percentages of end-of-period loans.
Citation formats
Delinquency rates of U.S. business loans at commercial banks Q1 2000-Q1 2026
The delinquency rates on commercial and industrial loans at commercial banks in the United States have shown a gradual increase in the years leading to 2026. As of the second quarter 2021, the delinquency rate on business loans at commercial banks in the United States stood at **** percent, a figure that decreased to **** percent by the third quarter of 2023, then rose to *** percent in the third quarter of 2025, and further increased to **** percent by the first quarter of 2026.
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how ÌÇÐÄÆÆ½â°æ can support your business.
Federal Reserve. (July 20, 2026). Charge-off and delinquency rates of business loans at commercial banks in the United States from 1st quarter 2000 to 1st quarter 2026 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 04, 2026, from /statistics/189674/us-loan-delinquency-rates-at-insured-commercial-banks-since-1990/
Federal Reserve. "Charge-off and delinquency rates of business loans at commercial banks in the United States from 1st quarter 2000 to 1st quarter 2026." Chart. July 20, 2026. ÌÇÐÄÆÆ½â°æ. Accessed August 04, 2026. /statistics/189674/us-loan-delinquency-rates-at-insured-commercial-banks-since-1990/
Federal Reserve. (2026). Charge-off and delinquency rates of business loans at commercial banks in the United States from 1st quarter 2000 to 1st quarter 2026. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 04, 2026. /statistics/189674/us-loan-delinquency-rates-at-insured-commercial-banks-since-1990/
Federal Reserve. "Charge-off and Delinquency Rates of Business Loans at Commercial Banks in The United States from 1st Quarter 2000 to 1st Quarter 2026." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 20 Jul 2026, /statistics/189674/us-loan-delinquency-rates-at-insured-commercial-banks-since-1990/
Federal Reserve, Charge-off and delinquency rates of business loans at commercial banks in the United States from 1st quarter 2000 to 1st quarter 2026 ÌÇÐÄÆÆ½â°æ, /statistics/189674/us-loan-delinquency-rates-at-insured-commercial-banks-since-1990/ (last visited August 04, 2026)
Charge-off and delinquency rates of business loans at commercial banks in the United States from 1st quarter 2000 to 1st quarter 2026 [Graph], Federal Reserve, July 20, 2026. [Online]. Available: /statistics/189674/us-loan-delinquency-rates-at-insured-commercial-banks-since-1990/