U.S. business loan charge-off rate at commercial banks 2026| ��ƽ��

Charge-off rates of commercial and industrial loans at commercial banks in the United States from 1st quarter 2000 to 1st quarter 2026

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Release date

May 2026

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Region

United States

Survey time period

Q1 2000 to Q1 2026

Supplementary notes

Charge-offs, which are the value of loans removed from the books and charged against loss reserves, are measured net of recoveries as a percentage of average loans and annualized. Includes only U.S.-chartered commercial banks.

Citation formats

In the first quarter of 2026, the charge-off rate on commercial and industrial loans at U.S. commercial banks decreased slightly compared to the fourth quarter of 2025, reaching ****. The highest figure was observed at the end of 2009 at **** percentage points.

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�����ƽ��

Charge-off rates of commercial and industrial loans at commercial banks in the United States from 1st quarter 2000 to 1st quarter 2026

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��ƽ��

Other statistics on the topic
Banking in the U.S.

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