In November 2025, the volume of consumer lending in the United States was roughly ***Â percent higher than in the same period of the previous year. During economic recessions, the overall volume of credit tends to decrease. The lowest annual drops in the value of consumer loans were in June 2009, coinciding with the economic crisis of 2007, and in April 2020, during the start of the COVID-19 pandemic.
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St. Louis Fed. (January 8, 2026). Percentage change on previous year of total consumer credit in the United States from January 2007 to November 2025 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 24, 2026, from /statistics/1326943/consumer-credit-change-in-usa/
St. Louis Fed. "Percentage change on previous year of total consumer credit in the United States from January 2007 to November 2025." Chart. January 8, 2026. ÌÇÐÄÆƽâ°æ. Accessed July 24, 2026. /statistics/1326943/consumer-credit-change-in-usa/
St. Louis Fed. (2026). Percentage change on previous year of total consumer credit in the United States from January 2007 to November 2025. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 24, 2026. /statistics/1326943/consumer-credit-change-in-usa/
St. Louis Fed. "Percentage Change on Previous Year of Total Consumer Credit in The United States from January 2007 to November 2025." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 8 Jan 2026, /statistics/1326943/consumer-credit-change-in-usa/
St. Louis Fed, Percentage change on previous year of total consumer credit in the United States from January 2007 to November 2025 ÌÇÐÄÆƽâ°æ, /statistics/1326943/consumer-credit-change-in-usa/ (last visited July 24, 2026)
Percentage change on previous year of total consumer credit in the United States from January 2007 to November 2025 [Graph], St. Louis Fed, January 8, 2026. [Online]. Available: /statistics/1326943/consumer-credit-change-in-usa/
