U.S. mortgage debt outstanding 2025

Value of mortgage debt outstanding in the United States in 2025, by sector (in billion U.S. dollars)

Mortgage debt outstanding in the U.S. 2025, by sector

Last update:

Feb 3, 2026

Author:

��ƽ�� Research Department

Region:

United States

Survey time period:

From 01/01/2025 to 31/12/2025

As of the third quarter of 2025, one-to-four-family residential mortgages comprised the largest share of mortgage debt outstanding in the United States. The sector accounted for around 14.6 trillion U.S. dollars, or roughly 70 percent of the total mortgage debt outstanding.

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Value of mortgage debt outstanding in the United States in 2025, by sector (in billion U.S. dollars)

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