Key insights
- Estimated market size of digital lending
- bn USD

Detailed statistics
Digital lending value in India 2012-2023
- Leading digital lending sector by funding
- Consumer lending

Detailed statistics
Funds raised by digital lending startups in India 2014-2022, by segment
- Repo rate of RBI
- %

Detailed statistics
Monthly central bank policy rate in India 1950-2026
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Current statistics on this topic
Recommended statistics
Fintech overview
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Number of fintech unicorns worldwide 2025, by country

Number of fintech unicorns worldwide 2025, by country
Number of fintech unicorns worldwide as of May 2025, by country
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Number of funding deals for startups in India 2023, by city

Number of funding deals for startups in India 2023, by city
Number of funding deals for startups in India in 2023, by city
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Revenue of fintech market in India 2021 and 2030, by segment

Revenue of fintech market in India 2021 and 2030, by segment
Revenue of fintech market in India in 2021, with projection for 2030, by segment (in billion U.S. dollars)
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Distribution of fintech acquisition in India 2022, by segment

Distribution of fintech acquisition in India 2022, by segment
Distribution of fintech acquisition in India in 2022, by segment
Credit market
6
- Annual growth of loans in India FY 2019-2023, by financial institution
- Increase in demand for long term credit in India H2 2024, by sector
- Share of payment systems India 2026
- Average annual lending interest rate in India 1978-2022
- Number of credit card transactions in India FY 2019-2029
- Household debt value across India 2010-2024
Credit market
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Annual growth of loans in India FY 2019-2023, by financial institution

Annual growth of loans in India FY 2019-2023, by financial institution
Annual growth of loans in India from financial year 2019 to 2023, by financial institution
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Increase in demand for long term credit in India H2 2024, by sector

Increase in demand for long term credit in India H2 2024, by sector
Increase in demand for long term credit in India from July to December 2024, by sector
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Share of payment systems India 2026

Share of payment systems India 2026
Share of payment systems across India in financial year 2026, by volume
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Average annual lending interest rate in India 1978-2022

Average annual lending interest rate in India 1978-2022
Average annual lending interest rate in India from 1978 to 2022
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Number of credit card transactions in India FY 2019-2029

Number of credit card transactions in India FY 2019-2029
Number of credit card transactions in India from financial year 2019 to 2024, with estimates until 2029 (in millions)
-
Household debt value across India 2010-2024

Household debt value across India 2010-2024
Value of household debt across India from 2010 to 2024 (in billion U.S. dollars)
Digital lending market
6
- Estimated share of fintech market size in India 2030, by segment
- Digital lending value in India 2012-2023
- Share of digital lending in total lending market in India 2018-2022
- Distribution of new to credit customers in India 2023, by lender type
- Share of digital lending in India 2022, by loan types
- Finance app downloads India Q4 2023, by category
Digital lending market
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Estimated share of fintech market size in India 2030, by segment

Estimated share of fintech market size in India 2030, by segment
Estimated share of fintech market size in India in 2030, by segment
-
Digital lending value in India 2012-2023

Digital lending value in India 2012-2023
Value of digital lending market in India from 2012 to 2020, with estimates until 2023 (in billion U.S. dollars)
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Share of digital lending in total lending market in India 2018-2022

Share of digital lending in total lending market in India 2018-2022
Share of digital lending in total lending market in India from 2018 to 2022
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Distribution of new to credit customers in India 2023, by lender type

Distribution of new to credit customers in India 2023, by lender type
Distribution of new to credit customers in India in 2023, by lender type
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Share of digital lending in India 2022, by loan types

Share of digital lending in India 2022, by loan types
Share of digital lending in India from April 2022 to September 2022, by loan types
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Finance app downloads India Q4 2023, by category

Finance app downloads India Q4 2023, by category
Number of finance app downloads in India in the fourth quarter of 2023, by category (in millions)
Startup ecosystem
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Top funded FinTech firms in India Q3 2024, by segment

Top funded FinTech firms in India Q3 2024, by segment
Funding distribution of FinTech companies in India in third quarter of 2024, by segment
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Funds raised by digital lending startups in India 2014-2022, by segment

Funds raised by digital lending startups in India 2014-2022, by segment
Funds raised by digital lending startups in India from 2014 to 2022, by segment (in million U.S. dollars)
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Funds raised by digital consumer lending startups in India 2014-2023

Funds raised by digital consumer lending startups in India 2014-2023
Funds raised by digital consumer lending startups in India from 2014 to 2023 (in million U.S. dollars)
Key players
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Leading alternative lending start-ups in India 2026, by total funding

Leading alternative lending start-ups in India 2026, by total funding
Leading start-ups for alternative lending in India in 2026, by total funding (in million U.S. dollars)
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Revenue of Lendingkart in India FY 2019-2025

Revenue of Lendingkart in India FY 2019-2025
Revenue of Lendingkart in India from financial year 2019 to 2025 (in billion Indian rupees)
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Revenue of MobiKwik FY 2017-2024

Revenue of MobiKwik FY 2017-2024
Revenue of MobiKwik between financial year 2017 and 2024 (in million Indian rupees)
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Revenue of InCred in India FY 2018-2025

Revenue of InCred in India FY 2018-2025
Revenue of InCred Financial Services in India from financial year 2018 to 2025 (in billion Indian rupees)
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Pine lab's operating revenue FY 2018-2024

Pine lab's operating revenue FY 2018-2024
Operating revenue of Pine Labs from financial year 2018 to 2024 (in billion Indian rupees)
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PB Fintech's net profit FY 2018 to FY 2023

PB Fintech's net profit FY 2018 to FY 2023
Net profit of PB Fintech from financial year 2018 to 2023 (in billion Indian rupees)
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