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Distribution of federal education loan recipients in the United States as of the third quarter of the fiscal year 2025, by repayment status

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Sources

Release date

October 2025

Region

United States

Survey time period

Q3 FY 2025

Supplementary notes

The third quarter of FY 2025 ended on June 30.


Includes both loans made under the Federal Direct and Federal Family Education Loan (FFEL) programs and held by the Department of Education. Excludes the $183 billion in outstanding FFEL loans not held by the federal government.

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Students with federal loans for higher education U.S. 2025, by repayment status

Published by ÌÇÐÄÆƽâ°æ Research Department, May 5, 2026

As of the third quarter of the 2025 fiscal year, around ** percent of federal education loan recipients in the United States were in repayment. In comparison, ** percent of student loan borrowers were in default, while a further ** percent were still in school. Although federal student loan payments were temporarily paused as a result of the COVID-19 pandemic, as Congress moved student loans into forbearance to alleviate the financial impact of the pandemic on borrowers, repayments resumed in October 2023. 

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Statistics on " Student loan debt in the United States "

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Topics

Student loan debt in the United StatesColleges and universities in the United StatesThe cost of college in the United StatesSaving for college in the U.S.Community colleges in the United States
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