Key insights
- Total gross consumer lending in the UK
- 33.51bn GBP

Detailed statistics
Gross new consumer lending in the United Kingdom (UK) 2007-2026
- Outstanding amount of consumer credit to individuals in the UK
- 233bn GBP

Detailed statistics
Outstanding amounts of lending to individuals in the UK 2007-2024, by loan type
- Y-o-Y change of UK consumer loans
- %

Detailed statistics
Annual growth of household loans in the UK 2006-2025, by type
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Current statistics on this topic
Recommended statistics
Outstanding loans
5
- Outstanding lending to households in the UK 2024-2025, by loan type
- Outstanding amounts of lending to individuals in the UK 2006-2024, by lender
- Outstanding amounts of lending to individuals in the UK 2007-2024, by loan type
- Monthly outstanding consumer credit amounts in the UK 2006-2024, by type
- Outstanding debt of student loans in the UK 2013-2026
Outstanding loans
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Outstanding lending to households in the UK 2024-2025, by loan type

Outstanding lending to households in the UK 2024-2025, by loan type
Outstanding lending to the household sector in the United Kingdom (UK) in May 2024 and May 2025, by type of credit (in billion GBP)
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Outstanding amounts of lending to individuals in the UK 2006-2024, by lender

Outstanding amounts of lending to individuals in the UK 2006-2024, by lender
Outstanding amounts of lending to individuals excluding student loans in the United Kingdom (UK) from January 2006 to October 2024, by type of lending organization (in million GBP)
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Outstanding amounts of lending to individuals in the UK 2007-2024, by loan type

Outstanding amounts of lending to individuals in the UK 2007-2024, by loan type
Outstanding amounts of lending to individuals excluding student loans in the United Kingdom (UK) from January 2007 to October 2024, by loan type (in billion GBP)
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Monthly outstanding consumer credit amounts in the UK 2006-2024, by type

Monthly outstanding consumer credit amounts in the UK 2006-2024, by type
Outstanding consumer credit excluding student loans in the United Kingdom (UK) from January 2006 to October 2024, by type of credit (in billion GBP)
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Outstanding debt of student loans in the UK 2013-2026

Outstanding debt of student loans in the UK 2013-2026
Outstanding debt of student loans in the United Kingdom from 2013/14 to 2025/26, (in billion GBP)
New loans
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Annual growth of household loans in the UK 2006-2025, by type

Annual growth of household loans in the UK 2006-2025, by type
Year-on-year change of household loans in the United Kingdom from January 2006 to June 2025, by type
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Annual growth rate of credit card lending in the UK 2010-2026

Annual growth rate of credit card lending in the UK 2010-2026
Year-on-year growth rate of total net credit card lending to individuals in the United Kingdom (UK) from January 2010 to April 2026
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Gross new consumer lending in the United Kingdom (UK) 2006-2026, by lender

Gross new consumer lending in the United Kingdom (UK) 2006-2026, by lender
Gross new monthly consumer lending excluding student loans in the United Kingdom (UK) from January 2006 to February 2026, by type of lending organization (in million GBP)
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Gross new consumer lending in the United Kingdom (UK) 2007-2024, by type

Gross new consumer lending in the United Kingdom (UK) 2007-2024, by type
Gross new monthly consumer lending excluding student loans in the United Kingdom (UK) from January 2007 to December 2024, by type (in billion GBP)
Interest rates
5
- Average consumer credit interest rate in the UK 2019-2024, by type
- Effective interest rates of household lending in the UK 2025, by type
- Effective interest rates of outstanding household loans in the UK 2006-2025, by type
- Effective interest rates of new household loans in the UK 2006-2025, by type
- Average mortgage interest rates in the UK 2000-2026, by month and type
Interest rates
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Average consumer credit interest rate in the UK 2019-2024, by type

Average consumer credit interest rate in the UK 2019-2024, by type
Average quoted consumer credit interest rates in the United Kingdom (UK) from 2019 to 2024, by type of credit
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Effective interest rates of household lending in the UK 2025, by type

Effective interest rates of household lending in the UK 2025, by type
Average effective interest rates of household lending in the United Kingdom (UK) in May 2025, by type of credit and rate
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Effective interest rates of outstanding household loans in the UK 2006-2025, by type

Effective interest rates of outstanding household loans in the UK 2006-2025, by type
Average effective interest rates of outstanding household loans in the United Kingdom (UK) from January 2006 to June 2025, by type of credit and rate
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Effective interest rates of new household loans in the UK 2006-2025, by type

Effective interest rates of new household loans in the UK 2006-2025, by type
Average effective interest rates of new household loans in the United Kingdom (UK) from January 2006 to June 2025, by type of credit and rate
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Average mortgage interest rates in the UK 2000-2026, by month and type

Average mortgage interest rates in the UK 2000-2026, by month and type
Average interest rates for mortgages in the United Kingdom (UK) from January 2000 to May 2026, by type of mortgage
Non-performing loans and write-offs
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Non-performing loans (NPL) to total gross loans in the United Kingdom 2005-2023

Non-performing loans (NPL) to total gross loans in the United Kingdom 2005-2023
Non-performing loans (NPL) to total gross loans in the United Kingdom from 2005 to 2023
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Personal loan write-offs by financial institutions in the UK 2017-2025, by loan type

Personal loan write-offs by financial institutions in the UK 2017-2025, by loan type
Personal loan write-offs by financial institutions in United Kingdom (UK) from 1st quarter 2017 to 1st quarter 2025, by type of loan (in million GBP)
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Loan write-offs by financial institutions in the UK 2013-2024, by currency

Loan write-offs by financial institutions in the UK 2013-2024, by currency
Quarterly lending write-offs by financial institutions in United Kingdom (UK) from 3rd quarter 2013 to 3rd quarter 2024, by currency (in million GBP)
Largest lenders in the UK
12
- Largest mortgage lenders in the UK 2024, by market share of gross lending
- Lloyds Banking Group loans and advances to customers in 2010-2024
- Global loan portfolio of NatWest Group 2018-2024, by region
- Global loan portfolio of NatWest Group 2024, by region and type of loan
- Loans and advances by Barclays worldwide 2014-2024, by region
- Global loans to customers of Banco Santander 2007-2023, in selected countries
- Loans and advances to customers of HSBC worldwide 2014-2022, by region
- Loans and advances to customers of HSBC worldwide 2007-2022, in selected territories
- Lending to customers of Nationwide Building Group in the UK FY 2000-2024
- Lending to customers of Nationwide Building Society in the UK FY 2022/23, by type
- Loans and advances to customers by Atom Bank Group UK FY 2017-2024
- Value of loans and advances to customers by Tesco Bank FY 2018-2024
Largest lenders in the UK
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Largest mortgage lenders in the UK 2024, by market share of gross lending

Largest mortgage lenders in the UK 2024, by market share of gross lending
Largest mortgage lenders in the United Kingdom (UK) in 2024, by market share
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Lloyds Banking Group loans and advances to customers in 2010-2024

Lloyds Banking Group loans and advances to customers in 2010-2024
Loans and advances to customers of Lloyds Banking Group worldwide from 2010 to 2024 (in billion GBP)
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Global loan portfolio of NatWest Group 2018-2024, by region

Global loan portfolio of NatWest Group 2018-2024, by region
Loan portfolio of NatWest Group worldwide from 2018 to 2024, by region (in billion GBP)
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Global loan portfolio of NatWest Group 2024, by region and type of loan

Global loan portfolio of NatWest Group 2024, by region and type of loan
Loan portfolio of NatWest Group worldwide in 2024, by region and type of loan (in billion GBP)
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Loans and advances by Barclays worldwide 2014-2024, by region

Loans and advances by Barclays worldwide 2014-2024, by region
Loans and advances by Barclays PLC worldwide from 2014 to 2024, by region (in billion GBP)
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Global loans to customers of Banco Santander 2007-2023, in selected countries

Global loans to customers of Banco Santander 2007-2023, in selected countries
Loans and advances to customers of Banco Santander worldwide from 2007 to 2023, in selected countries (in billion euros)
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Loans and advances to customers of HSBC worldwide 2014-2022, by region

Loans and advances to customers of HSBC worldwide 2014-2022, by region
Net loans and advances to customers of HSBC Holdings plc worldwide from 2014 to 2022, by region (in billion U.S. dollars)
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Loans and advances to customers of HSBC worldwide 2007-2022, in selected territories

Loans and advances to customers of HSBC worldwide 2007-2022, in selected territories
Net loans and advances to customers of HSBC Holdings plc worldwide from 2007 to 2022, in selected territories (in billion U.S. dollars)
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Lending to customers of Nationwide Building Group in the UK FY 2000-2024

Lending to customers of Nationwide Building Group in the UK FY 2000-2024
Value of loans and advances to customers in the balance sheet of the Nationwide Building Group in the United Kingdom (UK) from the financial year 2000 to 2024 (in billion GBP)
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Lending to customers of Nationwide Building Society in the UK FY 2022/23, by type

Lending to customers of Nationwide Building Society in the UK FY 2022/23, by type
Loans and advances to customers by the Nationwide Building Society in the United Kingdom (UK) in the financial year 2022/23, by type (in billion GBP)
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Loans and advances to customers by Atom Bank Group UK FY 2017-2024

Loans and advances to customers by Atom Bank Group UK FY 2017-2024
Value of loans and advances to customers by Atom Bank Group in the United Kingdom (UK) from financial year 2017 to 2024 (in million GBP)
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Value of loans and advances to customers by Tesco Bank FY 2018-2024

Value of loans and advances to customers by Tesco Bank FY 2018-2024
Value of loans and advances to customers by Tesco Personal Finance Group plc from financial year 2018 to 2024 (in million GBP)
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