In the last quarter of 2023, loan loss provisions of commercial banks in the United States amounted to **** percent of the overall value of loans. That ratio was higher than in previous years, with those figures being negative in 2021. This indicator shows the value of the provisions with which banks cover their losses as a percentage of their loans. As of the latest data available, the overall value of loan loss provisions has decreased to 0.61 percent as of Q3 2025.
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New York Fed. (January 6, 2026). Loan loss provisions as a share of total loans of commercial banks in the of United States from 1st quarter 2003 to 3rd quarter 2025 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 05, 2026, from /statistics/1357211/loan-loss-provisions-as-a-share-of-bank-loans-in-the-us/
New York Fed. "Loan loss provisions as a share of total loans of commercial banks in the of United States from 1st quarter 2003 to 3rd quarter 2025." Chart. January 6, 2026. ÌÇÐÄÆÆ½â°æ. Accessed August 05, 2026. /statistics/1357211/loan-loss-provisions-as-a-share-of-bank-loans-in-the-us/
New York Fed. (2026). Loan loss provisions as a share of total loans of commercial banks in the of United States from 1st quarter 2003 to 3rd quarter 2025. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 05, 2026. /statistics/1357211/loan-loss-provisions-as-a-share-of-bank-loans-in-the-us/
New York Fed. "Loan Loss Provisions as a Share of Total Loans of Commercial Banks in The of United States from 1st Quarter 2003 to 3rd Quarter 2025." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 6 Jan 2026, /statistics/1357211/loan-loss-provisions-as-a-share-of-bank-loans-in-the-us/
New York Fed, Loan loss provisions as a share of total loans of commercial banks in the of United States from 1st quarter 2003 to 3rd quarter 2025 ÌÇÐÄÆÆ½â°æ, /statistics/1357211/loan-loss-provisions-as-a-share-of-bank-loans-in-the-us/ (last visited August 05, 2026)
Loan loss provisions as a share of total loans of commercial banks in the of United States from 1st quarter 2003 to 3rd quarter 2025 [Graph], New York Fed, January 6, 2026. [Online]. Available: /statistics/1357211/loan-loss-provisions-as-a-share-of-bank-loans-in-the-us/