Respondents were financial regulators, supervisory authorities, and central banks with mandates spanning prudential regulation, securities oversight, payments supervision, consumer protection, and financial stability. The figures are based on self-reported responses from regulators and reflect the existence of frameworks rather than their scope or enforcement status.
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National AI regulatory frameworks in financial services worldwide 2026, by region
As of early 2026, nearly **** of financial regulators worldwide reported that a national AI regulatory framework applicable to the financial sector was already in place, while ** percent reported no such framework existed and ** percent indicated one was being developed. Regional variation was considerable. MENA and Europe had the highest share of regulators confirming frameworks were in place, at ** percent and ** percent, respectively, followed by Sub-Saharan Africa at ** percent. Asia-Pacific and Latin America and the Caribbean lagged furthest behind, with the latter also reporting the highest share of regulators confirming no framework existed.Â
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Cambridge Judge Business School. (April 28, 2026). National artificial intelligence (AI) regulatory frameworks in financial services worldwide in 2026, by region [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 04, 2026, from /statistics/1661274/national-ai-regulatory-frameworks-in-finance-worldwide-by-region/
Cambridge Judge Business School. "National artificial intelligence (AI) regulatory frameworks in financial services worldwide in 2026, by region." Chart. April 28, 2026. ÌÇÐÄÆƽâ°æ. Accessed August 04, 2026. /statistics/1661274/national-ai-regulatory-frameworks-in-finance-worldwide-by-region/
Cambridge Judge Business School. (2026). National artificial intelligence (AI) regulatory frameworks in financial services worldwide in 2026, by region. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 04, 2026. /statistics/1661274/national-ai-regulatory-frameworks-in-finance-worldwide-by-region/
Cambridge Judge Business School. "National Artificial Intelligence (Ai) Regulatory Frameworks in Financial Services Worldwide in 2026, by Region." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 28 Apr 2026, /statistics/1661274/national-ai-regulatory-frameworks-in-finance-worldwide-by-region/
Cambridge Judge Business School, National artificial intelligence (AI) regulatory frameworks in financial services worldwide in 2026, by region ÌÇÐÄÆƽâ°æ, /statistics/1661274/national-ai-regulatory-frameworks-in-finance-worldwide-by-region/ (last visited August 04, 2026)
National artificial intelligence (AI) regulatory frameworks in financial services worldwide in 2026, by region [Graph], Cambridge Judge Business School, April 28, 2026. [Online]. Available: /statistics/1661274/national-ai-regulatory-frameworks-in-finance-worldwide-by-region/
