| Characteristic | Share of respondents |
|---|---|
| Overall active adoption (piloting, scaling, transforming) | 52% |
| Scaling or transforming | 23% |
| Still in piloting | 29% |
| Expect meaningful agentic AI deployment by 2030 | 81% |
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Sources
Release date
April 2026
Region
Worldwide
Survey time period
October 2025 to January 2026
Number of respondents
482 respondents
Supplementary notes
Overall survey sample comprised 203 fintechs, 149 traditional financial institutions, and 130 regulators.
Regulators refers to financial regulators, supervisory authorities, and central banks with mandates spanning prudential regulation, securities oversight, payments supervision, consumer protection, and financial stability. Traditional financial institutions refers to firms operating across banking, insurance, payments, capital markets, digital assets, and other financial services sectors
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