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Breaking down agentic AI adoption maturity in financial services institutions across different dimensions revealed consistent patterns as of early 2026. Fintechs led traditional financial institutions both in full deployment (** percent versus ** percent) and in piloting (** percent versus ** percent), confirming their position as earlier movers. Institutions in emerging markets and developing economies showed slightly higher overall adoption than those in advanced economies (** percent versus ** percent), a gap likely reflecting the higher share of fintechs among EMDE respondents. Organisation size proved a clearer differentiator, with larger firms reporting higher adoption rates (** percent) than smaller ones (** percent). The most pronounced gap appeared along the AI maturity dimension: AI-mature institutions reported ** percent at the scaling or transforming stages, compared with just ** percent among less mature firms, suggesting that agentic AI tends to be a secondary stage of implementation built on pre-existing infrastructure rather than an entry-level technology.