In 2024, the share of adults aged 18 to 24 in the United Kingdom who used Buy Now, Pay Later (BNPL) services and had no outstanding debt stood at ** percent. Meanwhile, ** percent of young adults reported having BNPL debt of 1 to 49 pounds.
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Financial Conduct Authority. (May 16, 2025). Distribution of 18-24-year-olds who have used buy now, pay later (BNPL) in the past year in the United Kingdom in 2024, by amount outstanding [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 21, 2026, from /statistics/1616561/young-adults-bnpl-debt-uk/
Financial Conduct Authority. "Distribution of 18-24-year-olds who have used buy now, pay later (BNPL) in the past year in the United Kingdom in 2024, by amount outstanding." Chart. May 16, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 21, 2026. /statistics/1616561/young-adults-bnpl-debt-uk/
Financial Conduct Authority. (2025). Distribution of 18-24-year-olds who have used buy now, pay later (BNPL) in the past year in the United Kingdom in 2024, by amount outstanding. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 21, 2026. /statistics/1616561/young-adults-bnpl-debt-uk/
Financial Conduct Authority. "Distribution of 18-24-year-olds Who Have Used Buy Now, Pay Later (Bnpl) in The past Year in The United Kingdom in 2024, by Amount Outstanding." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 16 May 2025, /statistics/1616561/young-adults-bnpl-debt-uk/
Financial Conduct Authority, Distribution of 18-24-year-olds who have used buy now, pay later (BNPL) in the past year in the United Kingdom in 2024, by amount outstanding ÌÇÐÄÆÆ½â°æ, /statistics/1616561/young-adults-bnpl-debt-uk/ (last visited July 21, 2026)
Distribution of 18-24-year-olds who have used buy now, pay later (BNPL) in the past year in the United Kingdom in 2024, by amount outstanding [Graph], Financial Conduct Authority, May 16, 2025. [Online]. Available: /statistics/1616561/young-adults-bnpl-debt-uk/