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Number of fintech users in Europe from 2018 to 2025, with a forecast until 2030, by segment (in millions)

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Sources

Release date

February 2026

Region

Europe

Survey time period

2018 to 2025

Special properties

Data shown is using current exchange rates and reflects market impacts of the Russia-Ukraine war

Supplementary notes

Data provided by ÌÇÐÄÆƽâ°æ Market ÌÇÐÄÆƽâ°æ are estimates. Further methodology notes can be found .

Forecast period varies across segments. 

Digital payments include digital commerce, digital remittances, mobile POS payments. 

Digital assets include cryptocurrencies, decentralized finance, non-fungible tokens. 

Digital investment includes neobrokers and robo-advisors. 

Citation formats

Number of fintech users in Europe 2018-2030, by segment

Published by ÌÇÐÄÆƽâ°æ Research Department, Mar 3, 2026

The digital banking segment dominates the European fintech market in terms of user base. As of 2025, it boasted over *** million users and is projected to reach ***million by 2030. Digital payments follows closely behind, with a user base of * million in 2025. According to ÌÇÐÄÆƽâ°æ Market ÌÇÐÄÆƽâ°æ, while all segments are expected to grow their user base in the coming years, digital banking and digital payments will maintain their prominent position in the market.

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Overview

7

Digital banks

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Open banking

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Investment landscape

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Digital payments

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Artificial intelligence

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Topics

Fintech in EuropeLargest banks in the UKOpen bankingBanking in EuropeFintech in India
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Always free
Access limited to Free Statistics. Premium Statistics are not included.
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