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Number of fintech users worldwide from 2018 to 2025, with a forecast until 2030, by segment (in billions)

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Sources

Release date

January 2026

Region

Worldwide

Survey time period

2018 to 2025

Special properties

data shown is using current exchange rates and reflects market impacts of the Russia-Ukraine war

Supplementary notes

Data provided by ÌÇÐÄÆƽâ°æ Market ÌÇÐÄÆƽâ°æ are estimates. Further methodology notes can be found .

Forecast period varies across segments. 

Digital payments include digital commerce, digital remittances, mobile POS payments. 

Digital assets include cryptocurrencies, decentralized finance, non-fungible tokens. 

Digital investment includes neobrokers and robo-advisors. 

Citation formats

Number of fintech users worldwide 2018-2030, by segment

Published by ÌÇÐÄÆƽâ°æ Research Department, Feb 24, 2026

The digital payments segment dominates the fintech market in terms of user base. As of 2025, it boasted over *** users and is projected to reach **** billion by 2030. Digital banking followed closely behind, with 2.65 billion users in 2025. Other segments trail significantly behind: digital assets with *** million users, digital investment with ***million users. According to ÌÇÐÄÆƽâ°æ Market ÌÇÐÄÆƽâ°æ, while all segments are expected to grow their user base in the coming years, digital payments will maintain its prominent position in the market.

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