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Mortgages in Italy - statistics & facts

A mortgage is a medium- to long-term loan taken out to purchase, build, or renovate a property or land, secured by a lien on the property. In general, the lender approves an amount based on the value of the property and the borrower's creditworthiness. Borrowers receive a lump sum which needs to be repaid in installments at fixed or variable interest rates. A mortgage is a key financial instrument for a house purchase. Due to a rather high homeownership rate, the outstanding value of mortgage lending in Italy reached approximately 392 billion euros in 2020, making it one of the countries with the highest value of outstanding mortgage loans in Europe.
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Published by Manya Rathore, Dec 17, 2025

Key insights

  • Outstanding residential mortgage lending in Italy
  • *****bn EUR
  • Mortgage-secured loans stipulated
  • 112.6k
  • Incidence of mortgage-secured house purchases
  • ****%

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Current statistics on this topic

Mortgages & Financing

Mortgage interest rate (fixed up to one year) in Italy 2010-2025, per quarter

Mortgages & Financing

Outstanding residential mortgage lending in Italy 2010-2025, by quarter

Mortgages & Financing

Annual average interest rate on new mortgage loans in Italy 2006-2023

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Mortgages in the United Kingdom (UK)
Mortgages in the United Kingdom (UK)
Residential real estate in Italy
Residential real estate in Italy
Real estate in Italy
Real estate in Italy
Mortgages in the Netherlands
Mortgages in the Netherlands
Commercial real estate in Italy
Commercial real estate in Italy
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