As of the end of April 2026, the average mortgage interest rate for Australian owner-occupier borrowers was around *** percent. In comparison, the average investor interest rate was approximately *** percent. These rates refer to outstanding housing loans from banks and registered financial corporations. New loans financed in that month had similar interest rates, at *** percent for owner-occupiers and *** percent for investors, respectively.
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Reserve Bank of Australia. (June 5, 2026). Average owner occupier and investment mortgage interest rate in Australia from January 2020 to April 2026 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 23, 2026, from /statistics/1209498/australia-average-mortgage-interest-rate-by-type/
Reserve Bank of Australia. "Average owner occupier and investment mortgage interest rate in Australia from January 2020 to April 2026." Chart. June 5, 2026. ÌÇÐÄÆÆ½â°æ. Accessed July 23, 2026. /statistics/1209498/australia-average-mortgage-interest-rate-by-type/
Reserve Bank of Australia. (2026). Average owner occupier and investment mortgage interest rate in Australia from January 2020 to April 2026. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 23, 2026. /statistics/1209498/australia-average-mortgage-interest-rate-by-type/
Reserve Bank of Australia. "Average Owner Occupier and Investment Mortgage Interest Rate in Australia from January 2020 to April 2026." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 5 Jun 2026, /statistics/1209498/australia-average-mortgage-interest-rate-by-type/
Reserve Bank of Australia, Average owner occupier and investment mortgage interest rate in Australia from January 2020 to April 2026 ÌÇÐÄÆÆ½â°æ, /statistics/1209498/australia-average-mortgage-interest-rate-by-type/ (last visited July 23, 2026)
Average owner occupier and investment mortgage interest rate in Australia from January 2020 to April 2026 [Graph], Reserve Bank of Australia, June 5, 2026. [Online]. Available: /statistics/1209498/australia-average-mortgage-interest-rate-by-type/