The rejection rate of the applications to bank loans by small and medium enterprises (SMEs) decreased in the European Union (EU-27) in 2025. That year, percent of SMEs who applied for a bank loan in the EU got rejected. That rejection rate was lower for applications to credit lines and overdrafts, and it amounted to just *** percent for trade credits.
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European Commission. (February 15, 2026). Rejection rate of applications to loans by small and medium enterprises (SMEs) in the European Union (EU-27) from 2014 to 2025, by type of loan [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 02, 2026, from /statistics/1613104/rejection-rate-of-loans-to-sme-in-the-eu/
European Commission. "Rejection rate of applications to loans by small and medium enterprises (SMEs) in the European Union (EU-27) from 2014 to 2025, by type of loan." Chart. February 15, 2026. ÌÇÐÄÆÆ½â°æ. Accessed August 02, 2026. /statistics/1613104/rejection-rate-of-loans-to-sme-in-the-eu/
European Commission. (2026). Rejection rate of applications to loans by small and medium enterprises (SMEs) in the European Union (EU-27) from 2014 to 2025, by type of loan. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 02, 2026. /statistics/1613104/rejection-rate-of-loans-to-sme-in-the-eu/
European Commission. "Rejection Rate of Applications to Loans by Small and Medium Enterprises (Smes) in The European Union (Eu-27) from 2014 to 2025, by Type of Loan." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 15 Feb 2026, /statistics/1613104/rejection-rate-of-loans-to-sme-in-the-eu/
European Commission, Rejection rate of applications to loans by small and medium enterprises (SMEs) in the European Union (EU-27) from 2014 to 2025, by type of loan ÌÇÐÄÆÆ½â°æ, /statistics/1613104/rejection-rate-of-loans-to-sme-in-the-eu/ (last visited August 02, 2026)
Rejection rate of applications to loans by small and medium enterprises (SMEs) in the European Union (EU-27) from 2014 to 2025, by type of loan [Graph], European Commission, February 15, 2026. [Online]. Available: /statistics/1613104/rejection-rate-of-loans-to-sme-in-the-eu/