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Average mortgage loan amount for home purchases in the United States from 2012 to 2024 (in U.S. dollars)

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Source

Release date

May 2025

Region

United States

Survey time period

2012 to 2024

Special properties

as of December of each year.

Citation formats

Average mortgage loan amount for home purchases in the U.S. 2012-2024

Published by ÌÇÐÄÆƽâ°æ Research Department, Jul 29, 2025

Since 2012, the average amount of a home purchase loan in the United States has increased substantially. In December 2024, the average mortgage loan amounted to ** U.S. dollars, up from ** in 2012. Over the last years, house prices grew rapidly. For homebuyers, that also meant an increase in the amount they had to save for a down payment.

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