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New mortgage loans breakdown in Italy from 1st quarter 2015 to 1st quarter 2026, by interest rate type

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Source

Release date

July 2026

Region

Italy

Survey time period

Q1 2015 to Q1 2026

Supplementary notes

* Up to one year initial rate fixation.
** Five to ten years initial rate fixation.

Citation formats

New mortgage loans breakdown in Italy 2015-2026, per quarter

Published by ÌÇÐÄÆƽâ°æ Research Department, Jul 27, 2026

The preferred mortgage loans in Italy have for a long time been those with medium-term fixed rates, but in 2022, the share of variable rate loans increased. Variable rate loans rose from ** percent at the beginning of the year to ** percent in the fourth quarter of 2022. This had to do with the rising rates of fixed rate mortgages during the same year. By 2026, this trend had reversed, and medium-term fixed rate stood at nearly ** percent in the first quarter of the year.

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Residential real estate in ItalyHousing market in the U.S.Housing market in CanadaGlobal housing market Mortgage industry worldwide: developed markets
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