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Mortgage interest rate (variable and fixed period rate up to one year) in Italy from 1st quarter 2010 to 1st quarter 2026

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Source

Release date

July 2026

Region

Italy

Survey time period

Q1 2010 to Q1 2026

Special properties

variable rate and initial fixed period rate up to one year

Citation formats

Mortgage interest rate (variable and fixed up to one year) in Italy Q1 2010-Q1 2026

Published by ÌÇÐÄÆƽâ°æ Research Department, Jul 28, 2026

The mortgage interest rate for mortgages with initial fixed period rates up to one year in Italy decreased overall between 2011 and 2021, followed by a spike in 2022. In the first quarter of 2026, the rate stood at **** percent, down from **** percent in the fourth quarter of 2025. In the same period, the gross residential mortgage lending in Italy fluctuated.

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Topics

Mortgages in ItalyReal estate market in EuropeResidential real estate in EuropeMortgages in EuropeMortgages in the UK
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per month, billed annually 1
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