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Banking in Europe

Statistics report on banking in Europe

This report provides a comprehensive overview of the European banking sector, covering key areas such as retail, investment, corporate, and online banking. It begins with essential statistics on the industry and includes dedicated chapters on each major banking activity. The report also examines the largest banks operating in Europe and explores the growing role of artificial intelligence (AI) in transforming the region's banking landscape.

Table of contents

Overview

6
  • Basic Statistic Number of credit institutions in Europe 2007-2025
  • Basic Statistic Number of credit institutions in Europe 2026, by country
  • Basic Statistic Eurosystem total bank assets 2012-2024
  • Premium Statistic Total assets of banks in Europe Q4 2024, by country
  • Basic Statistic Number of bank employees in Europe 2024, by country
  • Basic Statistic EU central bank policy rates 2022-2026, by country

Banking system efficiency and stability

8
  • Basic Statistic Total operating income of the banking industry in the EU 2015-2024
  • Premium Statistic Income growth rate of the banking industry in the EU 2016-2024
  • Basic Statistic Quarterly cost-to-income ratio of the banking industry in the EU 2007-2025
  • Premium Statistic Cost-to-income ratio of the banking industry in Europe Q3 2025, by country
  • Basic Statistic Quarterly CET1 ratio of the banking industry in the EU 2014-2025
  • Premium Statistic CET1 ratio of the banking industry in Europe Q4 2024, by country
  • Basic Statistic ROE of the EU banking industry 2007-2024
  • Premium Statistic ROE of the banking industry in Europe Q3 2025, by country

Retail banking

7
  • Premium Statistic Household net savings rate in the euro area 2000-2027
  • Premium Statistic Household gross saving rate in the EU 2012-2024, by country
  • Premium Statistic Average mortgage interest rate in Europe 2025, by country
  • Basic Statistic Annual transaction value at POS terminals EU-27 as a whole 2001-2024, in euro and USD
  • Premium Statistic Value of POS transactions in 17 countries in Europe 2018-2025, with 2030 forecast
  • Basic Statistic Non-performing loans ratio in the euro area 2015-2026
  • Basic Statistic Non-performing loans and advances in the euro area 2015-2026

Investment banking

5
  • Premium Statistic Leading financial advisors to M&A deals Europe 2025, by deal value
  • Premium Statistic Biggest all-time M&A transactions in Europe as of 2026
  • Premium Statistic Value of M&A deals Europe 1985-2025
  • Premium Statistic Total number of initial public offerings (IPOs) in Europe 2009-2025
  • Premium Statistic Largest IPOs in Europe 2025

Corporate banking

4
  • Premium Statistic Leading corporate banks in Europe 2024, by market penetration
  • Premium Statistic Rejection of bank loans to SMEs in selected European countries 2024
  • Basic Statistic Business loan interest rate in the euro area 2019-2026
  • Basic Statistic Outstanding loans to non-financial corporations in the euro area 2020-2025

Online banking

7
  • Premium Statistic Online banking penetration in Europe 2025, by country
  • Premium Forecast Value of deposits at digital banks in Europe 2017-2030
  • Premium Forecast Net interest income of digital banks in Europe 2017-2030
  • Premium Statistic Number of customers at selected digital banks in Europe 2026
  • Basic Statistic Largest digital banks in Europe 2025, by number of countries of operation
  • Premium Statistic Number of downloads of leading digital banking apps in Europe 2015-2024, by bank
  • Premium Statistic Monthly active users of leading digital banks in Europe 2024

Largest banks

7
  • Premium Statistic Largest banks in Europe 2025, by assets
  • Premium Statistic Largest banks in Europe 2024, by market capitalization
  • Basic Statistic Market capital value of Europe's largest banks since the coronavirus 2019-2025
  • Premium Statistic Leading banks in Europe 2025, by brand value
  • Premium Statistic Largest banks in Europe 2024, by countries of operation
  • Premium Statistic Largest banks in Europe 2024, by number of customers
  • Premium Statistic Leading online bank unicorns in Europe 2025, by market value

AI in banking

5
  • Premium Statistic Attitudes towards AI in the financial services industry in Europe 2025, by sector
  • Premium Statistic AI applications in the banking sector in Europe 2024
  • Premium Statistic GenAI adoption in the banking sector in Europe 2024, by level of involvement
  • Premium Statistic AI deployment approaches in the banking sector in Europe 2024
  • Premium Statistic Banking sector AI spending in Europe 2020-2025, with forecasts until 2028
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