As of June 2025, Intesa Sanpaolo had the largest number of bank branches in Italy, operating over offices nationwide. It was followed by UniCredit, which maintained branches. The highest concentration of branches was found in Italy’s two most populous cities: Rome, with *** branches, and Milan, with ***.
Physical branches are declining
The total number of bank branches in Italy fell to below * in 2024, down from over * in 2011. A similar downward trend was observed across the European Union, where the number of branches dropped from ** in 2008 to under ** in 2024. This decline was driven primarily by the increasing adoption of online banking, which has steadily reduced the need for physical bank offices.
Cashless solutions increase in popularity
Italians are gradually shifting their payment habits, with digital payments becoming increasingly popular - driven in part by the convenience they offer, especially for online purchases. This trend aligns with the growing adoption of online banking in Italy, which, while still relatively low compared to other European countries, reached just over ** percent in 2024.
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Tuttitalia.it. (July 10, 2025). Largest banks in Italy as of June 2025, by number of branches [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 02, 2026, from /statistics/587358/top-10-banks-by-number-of-branches-in-italy/
Tuttitalia.it. "Largest banks in Italy as of June 2025, by number of branches." Chart. July 10, 2025. ÌÇÐÄÆƽâ°æ. Accessed August 02, 2026. /statistics/587358/top-10-banks-by-number-of-branches-in-italy/
Tuttitalia.it. (2025). Largest banks in Italy as of June 2025, by number of branches. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 02, 2026. /statistics/587358/top-10-banks-by-number-of-branches-in-italy/
Tuttitalia.it. "Largest Banks in Italy as of June 2025, by Number of Branches." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 10 Jul 2025, /statistics/587358/top-10-banks-by-number-of-branches-in-italy/
Tuttitalia.it, Largest banks in Italy as of June 2025, by number of branches ÌÇÐÄÆƽâ°æ, /statistics/587358/top-10-banks-by-number-of-branches-in-italy/ (last visited August 02, 2026)
Largest banks in Italy as of June 2025, by number of branches [Graph], Tuttitalia.it, July 10, 2025. [Online]. Available: /statistics/587358/top-10-banks-by-number-of-branches-in-italy/
