Unbanked population in Italy 2011-2024| ��ƽ��

Share of unbanked individuals in Italy from 2011 to 2024, by age, gender, and income level

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Sources

Release date

July 2025

More information

Region

Italy

Survey time period

2011 to 2024

Number of respondents

approx. 1,000 per country

Age group

15 years and older

Special properties

The figures shown are from a global survey held every 3 years. The data for 2024 is the most recent available, and was released in July 2025; Entire civilian, noninstitutionalized population

Method of interview

Face-to-face interviews, telephone interviews

Supplementary notes

This question was phrased by the source as follows: "An account can be used to save money, to make or to receive payments, or to receive wages or financial help. Do you, either by yourself or together with someone else, currently have an account at a bank or another type of formal financial institution? Yes or no?"

The source only provided figures for those who answered "yes". The figures shown have been calculated.

Comparisons with 2021 may be affected by survey mode changes. COVID-19 moved many countries from face-to-face to phone surveys in 2021; some reverted in 2024. Phone surveys can under-represent unbanked groups, causing artificial changes in inclusion data. Large reported shifts likely reflect these measurement changes rather than real trends.

Citation formats

A three-year survey shows that the share of Italians without access to a bank account rose noticeably in 2024 compared to 2021. The report highlights that women were far more likely than men to face financial exclusion, particularly from services such as ATMs, credit cards, insurance, and mortgages. Age disparities were even more pronounced: respondents aged 15 to 24 were significantly more likely to be unbanked than those over **. Despite the notable rise in the share of unbanked population in 2024, the overall trajectory is still negative, with the unbanked population dropping from ** percent in 2011 to ** percent in 2024. The declining figures for unbanked population are reflected in the decreasing market share of cash in Italian physical stores.