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Main habitual use enablers to Instant Payment Systems (IPS) among digital payment users in Africa in 2025

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Source

In cooperation with
Release date

November 2025

Region

Africa

Survey time period

2025

Number of respondents

245 respondents

Age group

18 years and older

Supplementary notes

Multiple responses were possible.

Citation formats

Key enablers to access IPS among habitual users in Africa 2025

Published by ÌÇÐÄÆƽâ°æ Research Department, Jun 23, 2026

In Africa in 2025, two factors shared the top spot as enablers of instant payment system (IPS) adoption among habitual users: the fact that some merchants only accept digital payments and the convenience of not having to worry about change, each cited by ** percent of respondents. Perceptions that digital payments are safer followed, mentioned by ** percent of respondents. 

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Statistics on " Payment methods in Africa "

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Other statistics that may interest you Payment methods in Africa

Overview

4

Digital payment adoption and user behavior

5

Payment infrastructure landscape

4

The dominant mobile payment method

4

Scale of instant payments (IPS)

3

Drivers and barriers of IPS user adoption

6

Merchant IPS acceptance and constraints

3

Fintech trends

4

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Topics

Payment methods in AfricaMobile payments in the United StatesDigital payments in ChinaPayment methods in NigeriaMobile payments in the UK
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* For commercial use only

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For single users
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Access limited to Free Statistics. Premium Statistics are not included.
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per month, billed annually 1
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