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Average value of Instant Payment System (IPS) transactions in Africa from 2020 to 2024, by type (in U.S. dollars)

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Source

In cooperation with
Release date

November 2025

Region

Africa

Survey time period

2020 to 2024

Number of respondents

30 instant payment systems

Supplementary notes

The source defines Instant Payment Systems (IPS) as that which allow digital push payments through set procedures, making final funds available to the payee in the nearest real-time. The source reports that there is missing data from four IPS around Africa. Therefore, the volume could be underestimated.

Citation formats

Avergae value of IPS transactions in Africa 2020-2024, by type

Published by ÌÇÐÄÆƽâ°æ Research Department, Jun 19, 2026

Across Africa, from 2020 to 2025, instant payment system (IPS) transactions conducted through banks consistently recorded the highest average values. In 2025, the average transaction value fell to *** U.S. dollars for bank-based IPS and ** U.S. dollars for cross-domain IPS, marking the lowest levels observed over the period. By comparison, in 2023, average transaction values stood at *** U.S. dollars for bank IPS and *** U.S. dollars for cross-domain IPS.

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