The source defines Instant Payment Systems (IPS) as those that allow digital push payments through set procedures, making final funds available to the payee in the nearest real-time.
Total IPS comprises bank IPS, mobile money IPS, cross-domain IPS, and sovereign currency IPS.
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Total number of instant payment systems (IPS) in Africa 2025, by country
In a survey conducted in 2025, Nigeria had the highest number of instant payment systems (IPS) in Africa. This was followed by *** other countries, each with *** IPS. In terms of total IPS on the continent, East Africa is in the lead. According to the source, instant payment systems refer to transactions across domains and through banks, mobile money, and sovereign currency.
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ÌÇÐÄÆÆ½â°æ. (November 21, 2025). Total number of active instant payment systems (IPS) in Africa as of 2025, by country [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 02, 2026, from /statistics/1463394/total-number-of-active-instant-payment-systems-in-africa-by-country/
ÌÇÐÄÆÆ½â°æ. "Total number of active instant payment systems (IPS) in Africa as of 2025, by country." Chart. November 21, 2025. ÌÇÐÄÆÆ½â°æ. Accessed August 02, 2026. /statistics/1463394/total-number-of-active-instant-payment-systems-in-africa-by-country/
ÌÇÐÄÆÆ½â°æ. (2025). Total number of active instant payment systems (IPS) in Africa as of 2025, by country. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 02, 2026. /statistics/1463394/total-number-of-active-instant-payment-systems-in-africa-by-country/
ÌÇÐÄÆÆ½â°æ. "Total Number of Active Instant Payment Systems (Ips) in Africa as of 2025, by Country." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 21 Nov 2025, /statistics/1463394/total-number-of-active-instant-payment-systems-in-africa-by-country/
ÌÇÐÄÆÆ½â°æ, Total number of active instant payment systems (IPS) in Africa as of 2025, by country ÌÇÐÄÆÆ½â°æ, /statistics/1463394/total-number-of-active-instant-payment-systems-in-africa-by-country/ (last visited August 02, 2026)
Total number of active instant payment systems (IPS) in Africa as of 2025, by country [Graph], ÌÇÐÄÆÆ½â°æ, November 21, 2025. [Online]. Available: /statistics/1463394/total-number-of-active-instant-payment-systems-in-africa-by-country/