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Most influential trends in the payments industry according to senior payment professionals worldwide in 2025

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Release date

October 2025

More information

Region

Worldwide

Survey time period

May to August 2025

Number of respondents

50 respondents

Age group

18 years and older

Special properties

Senior payment professionals

Supplementary notes

The source does not provide additional information on the type of survey conducted, or the country of origin of the respondents. It adds that the payments professional came from "across the globe".

The source phrased the survey question as follows: "What are the most influential trends shaping the future of the payments industry?". Multiple answers were possible.

Respondents selecting “Other” responded with disintermediation from US-based card processing schemes; geopolitical changes and global fragmentation; pressure on Visa and Mastercard to defend their market dominance; and platform-enabled payments processing.

Citation formats

AI helping with fraud detection was identified as an important trend in payments in 2025 by over ****out of 10 respondents, but it was not the top trend. This is according to a survey held across payment industry seniors worldwide in the summer of 2025. Instead, professionals identified the growing demand for both instant payments and mobile solutions as key trends for payments, rather than a growing use of artificial intelligence. Instant payments - often also referred to as real-time payments (RTP) or fast payments - are especially common in Asia-Pacific, with transactions in India being almost five times higher as in China. The two countries with the highest number of instant payments are expected to continue to grow fast, while the United States will make up for lost ground.