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Main habitual use barriers to Instant Payment Systems (IPS) among digital payment users in Africa in 2025

© ÌÇÐÄÆƽâ°æ 2026
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Source

In cooperation with
Release date

November 2025

Region

Africa

Survey time period

2025

Number of respondents

245 respondents

Age group

18 years and older

Supplementary notes

Multiple responses were possible.

Citation formats

Key barriers to access IPS among habitual users in Africa 2025

Published by ÌÇÐÄÆƽâ°æ Research Department, Jun 23, 2026

In Africa in 2025, the primary concern among habitual users of instant payment systems (IPS) was fraud and security, cited by ** percent of respondents. Concerns about network or platform outages followed as the second most common issue, mentioned by ** percent of respondents.

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Statistics on " Payment methods in Africa "

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Overview

4

Digital payment adoption and user behavior

5

Payment infrastructure landscape

4

The dominant mobile payment method

4

Scale of instant payments (IPS)

3

Drivers and barriers of IPS user adoption

6

Merchant IPS acceptance and constraints

3

Fintech trends

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Topics

Payment methods in AfricaMobile payments in the United StatesDigital payments in ChinaPayment methods in NigeriaMobile payments in the UK
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Access limited to Free Statistics. Premium Statistics are not included.
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