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Maximum and minimum short-term prime lending rates in Japan from January 2019 to September 2025

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Source

Release date

September 2025

Region

Japan

Survey time period

January 2019 to September 2025

Special properties

as of the end of each month*; values have been rounded

Supplementary notes

*As of September 10.

Citation formats

Monthly maximum and minimum short-term prime lending rates in Japan 2019-2025

Published by ÌÇÐÄÆƽâ°æ Research Department, Sep 17, 2025

In September 2025, the highest short-term prime lending rate in Japan was about **** percent per annum. Prime lending rates are interest rates on short-term loans to the most creditworthy clients set by city banks. The prime lending rate serves as the benchmark for variable housing loans rates.

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