as of December 1* each year; values have been rounded
Supplementary notes
*2026: as of June 1.
Median value of floating interest rates for housing loans provided by city banks (Mizuho Bank, MUFG Bank, Sumitomo Mitsui Banking Corporation, Resona Bank, and Saitama Resona Bank).
In June 2026, the median interest rate on housing loans issued by city banks in Japan stood at about **** percent per annum, increasing for the third consecutive year. City banks are the largest banks in Japan.
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Housing Finance Promotion Association. (June 12, 2026). Median interest rate on variable rate housing loans in Japan from 2015 to 2026 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 25, 2026, from /statistics/1208536/japan-interest-rate-on-variable-rate-housing-loans/
Housing Finance Promotion Association. "Median interest rate on variable rate housing loans in Japan from 2015 to 2026." Chart. June 12, 2026. ÌÇÐÄÆƽâ°æ. Accessed July 25, 2026. /statistics/1208536/japan-interest-rate-on-variable-rate-housing-loans/
Housing Finance Promotion Association. (2026). Median interest rate on variable rate housing loans in Japan from 2015 to 2026. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 25, 2026. /statistics/1208536/japan-interest-rate-on-variable-rate-housing-loans/
Housing Finance Promotion Association. "Median Interest Rate on Variable Rate Housing Loans in Japan from 2015 to 2026." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 12 Jun 2026, /statistics/1208536/japan-interest-rate-on-variable-rate-housing-loans/
Housing Finance Promotion Association, Median interest rate on variable rate housing loans in Japan from 2015 to 2026 ÌÇÐÄÆƽâ°æ, /statistics/1208536/japan-interest-rate-on-variable-rate-housing-loans/ (last visited July 25, 2026)
Median interest rate on variable rate housing loans in Japan from 2015 to 2026 [Graph], Housing Finance Promotion Association, June 12, 2026. [Online]. Available: /statistics/1208536/japan-interest-rate-on-variable-rate-housing-loans/
