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Average contract interest rates on outstanding bank loans in Japan from 2016 to 2025, by type of bank

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Source

Release date

April 2025

Region

Japan

Survey time period

2016 to 2025*

Special properties

averages of monthly figures; values have been rounded

Supplementary notes

*Figures for 2025 refer to January to July 2025.

Weighted average of loans and discounts outstanding by interest rate aggregated at intervals of 0.25 percent. Rates in between are rounded off.

Including overdrafts.

Citation formats

Average contract interest rates on outstanding bank loans in Japan 2016-2025, by bank

Published by ÌÇÐÄÆƽâ°æ Research Department, Sep 5, 2025

Between January and July 2025, the average contract interest rate of outstanding loans granted by city banks in Japan stood at **** percent per annum, up from **** percent per annum in the previous year. The average interest rate on outstanding loans of domestically licensed banks reached **** percent per annum.

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