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Average effective interest rates of new household loans in the United Kingdom (UK) from January 2006 to June 2026, by type of credit and rate

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Source

Release date

July 2026

Region

United Kingdom

Survey time period

January 2006 to June 2026

Special properties

*Not secured, other than overdraft.

Supplementary notes

Not seasonally adjusted.

Citation formats

Effective interest rates of new household loans in the UK 2006-2026, by type

Published by ÌÇÐÄÆƽâ°æ Research Department, Jul 30, 2026

The effective fixed interest rate of new consumer credit in the United Kingdom (UK) reached **** percent in May 2026. Since July 2020, interest rates for secured and unsecured loans soared, but they started falling again in the second half of 2024. In 2024, the average interest rates of personal loans in the UK varied significantly depending on the size of the loan.

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Statistics on " Consumer lending in the United Kingdom (UK) "

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Other statistics that may interest you Consumer lending in the United Kingdom (UK)

Outstanding loans

5

Interest rates

5

Largest lenders in the UK

8

Non-performing loans and write-offs

3

New loans

4

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Topics

Consumer lending in the UKCredit cards in the United StatesPersonal savings in the United StatesMortgage industry in the U.S.Personal debt in the U.S.
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